Getting ahead based on merit is the ideal scenario. Having success given to you based on anything else strips away the satisfaction of earning what you deserve. For the health of your soul, you want to earn what you deserve. Since 2020, however, there seems to be a growing “war on merit.” The San Francisco […]
How To Survive The War On Merit: When Hard Work Isn’t Enough Read More »
Happy New Year everyone! I’ve made goals publicly for over ten years because it helps keep me accountable. Making goals also makes the year more exciting and challenging. Hence, here are my goals for 2023. Once again, I’ve divided the goals into five categories: Health, Wealth, Family, Financial Samurai, and X-Factor. My goal is to achieve
2023 Financial Samurai Goals: Back To Easy Living Read More »
We made it! My goal for 2022 was to do less work and have more fun. 2020 and 2021 were difficult years thanks to the pandemic so I needed a break. Overall, I give 2022 a B+. The year was great from a family and health standpoint. But the year was piss poor from a
2022 Financial Samurai Year In Review: Family Over Money Read More »
In 2022, I published 156 posts on Financial Samurai. Every post is written based on firsthand experience because money is too important to be left up to pontification. For background, I worked in finance from 1999 – 2012. Along the way, I got my MBA part-time in 2006 and started Financial Samurai in 2009. Since
The Best Of Financial Samurai 2022: Just Keep Showing Up Read More »
Enjoy your life, no matter the economic situation. If you do, then you’ll always be winning. The key is to recognize reality and take appropriate action. The Fed hiked another another 0.25% on March 23, 2023 to 4.75% – 5%. Despite multiple consecutive lower-than-expected monthly CPI numbers, a blowing up of regional banks and Credit
How To Enjoy Your Life After The Fed Ruins The World Read More »
So you’re wondering what income level is considered rich. After all, if everybody makes $1,000,000 a year, are you considered rich if you make only $500,000 a year? Probably not! In other words, rich is relative and also subjective. When Obama was president, he considered single people making over $200,000 to be rich. He specifically
What Income Level Is Considered Rich? Read More »
One of the main reasons why I wrote my WSJ bestseller, Buy This, Not That was to help readers feel less regret by making wiser choices. Regret is one of the worst feelings, especially if it is a type of regret that could have been prevented through knowledge. The easiest way to stop saying, “If
Conduct A Regret Minimization Exercise To Help You Move Forward Read More »
Not only are we born with creativity, but we also have the power to become more creative with effort. The more creative you are the happier you will likely be. There is a tremendous amount of fulfillment when you create something from nothing. Being more creative could make you more money as well. It takes
How To Be More Creative: Advice From A Writer, Artist, And Pianist Read More »
Here in the San Francisco tech startup scene, we have a term called “the trough of sorrow.” The trough of sorrow refers to the sadness that comes after a setback or a big win. After a setback, you’re tasked with finding product-market fit to survive given your company has a limited runway of cash. You
Overcoming The Trough Of Sorrow: Defeating An Emptiness Inside Read More »
One of my goals on Financial Samurai is to share different perspectives. Roughly 15% of the world’s population (1+ billion), lives with some form of disability, of whom 2-4% experience significant difficulties in functioning. This is the minority group I’m most passionate about fighting for in this extremely competitive world. My hope is that more
Overcoming Blindness: Achieving Financial Independence With A Visual Impairment Read More »
