When you’re young, you spend time accumulating wealth. When you’re old, you should spend time protecting wealth. Building a CD step stool to protect a portion of your wealth is a smart way to go. A CD step stool is when you buy CDs or Treasury bonds with only up to two-year durations. Multi-millionaires go […]
Build A CD Step Stool, Not A CD Ladder In A Flattening Yield Curve Environment Read More »
As a frugal person and a personal finance writer, I love saving money. But there are smart ways to save money and stupid ones. I’ve put together a collection of stupid things people do to save money in this post for your entertainment. In addition, I hope you can learn from these examples to better
The Stupid Things People Do To Save Money Read More »
Well now, it looks like some people weren’t very happy with my defense of people who like to eat out to win business or order food delivery to save time and their marriages. I’m not sure whether the true anger lies in going against the food preparing norm or highlighting the truth about how we
The Healthiest Foods To Make You Fit And Rich Read More »
There are two things politicians seem to want more than anything else: money and power. For the sake of money and power, we study like crazy, work like dogs, delay starting families, then abandon our children once we have them, all for these two things that really don’t make us much happier. How strange we
How AOC And Other Congressional Members Can Afford To Raise Kids In Washington, DC Read More »
If you want to start your marriage right, then following these wedding spending rules so you don’t end up broke and alone. Given roughly half of marriages eventually end in a divorce and wedding ceremonies last for at most 12 hours in America, it’s wise to spend as little as possible on a wedding just
Wedding Spending Rules To Follow If You Don’t Want To End Up Broke And Alone Read More »
Did you just receive a black tie wedding invitation and are in a bit of a panic over the dress code? I was in the same boat! This post will show you how to dress well on the cheap for a black tie wedding. Here’s my own story about how I figured out how to
How To Dress Well On The Cheap For A Black Tie Wedding Read More »
When the pandemic is finally over, you might be wondering how much to spend on a hotel. I’ve traveled to over 60 countries in my lifetime and have stayed at hundreds of hotels. Let me provide a framework on how much to spend on a hotel to get the best bang for the buck. How
How Much To Spend On A Hotel While Traveling Abroad – Calculate NHER© Read More »
Financial security is what everybody wants, especially during a pandemic. The best way to get financial security is to develop financial buffers. The more financial buffers you have, the greater your chance of making it through even the worst financial crisis. Let me share with you how to gain financial security so you can live
The Best Way To Gain Financial Security Is To Develop Financial Buffers Read More »
As a credit card user, it’s also good to explore the benefits of debit cards. Here are some of the benefits of debit cards over cash and credit cards. I have mainly used credit cards since college. If you are the same, then this post will look at ways in which we can use both
The Benefits of Debit Cards Over Cash and Credit Cards Read More »
We know the average spending for American households over the age of 65 is a surprisingly high $45,756 a year or $3,800 a month according to the Bureau of Labor Statistics. Now let’s look at the average consumer expenditure per year in more detail. Given the average Social Security benefit is only $17,532 a year,
Average Consumer Expenditure Per Year Proves Americans Are Living The Dream Read More »
