Are your spending habits out of control? You’re not alone. We are constantly tempted to spend money and splurge on things we don’t need. Clever marketing tactics, FOMO, the YOLO economy, and the desire for more have become a common part of daily life. But it doesn’t have to stay that way. If you care […]
Control The Urge To Splurge: How To Save More Money Read More »
After some debate between paying by cash or by credit card, I decided to pay $750 in cash to fix my car fan instead of paying $1,004 with a credit card to get points and peace of mind. By paying $750 cash, I’d save $254 and still get a one-year warranty and receipt. By paying
If Given A Choice, Always Pay By Cash To Save Money Read More »
A well-written real estate love letter can reduce a buyer’s purchase price by 1% – 10%. If we’re talking about a $1 million property, that’s $10,000 – $100,000 in savings. Therefore, learning how to write a real estate love letter is essential if you want to save money on your next property purchase. At the
How To Write A Real Estate Love Letter And Save Big Bucks Read More »
When you’re young, you spend time accumulating wealth. When you’re old, you should spend time protecting wealth. Building a CD step stool to protect a portion of your wealth is a smart way to go. A CD step stool is when you buy CDs or Treasury bonds with only up to two-year durations. Multi-millionaires go
Build A CD Step Stool, Not A CD Ladder In A Flattening Yield Curve Environment Read More »
As a frugal person and a personal finance writer, I love saving money. But there are smart ways to save money and stupid ones. I’ve put together a collection of stupid things people do to save money in this post for your entertainment. In addition, I hope you can learn from these examples to better
The Stupid Things People Do To Save Money Read More »
Well now, it looks like some people weren’t very happy with my defense of people who like to eat out to win business or order food delivery to save time and their marriages. I’m not sure whether the true anger lies in going against the food preparing norm or highlighting the truth about how we
The Healthiest Foods To Make You Fit And Rich Read More »
There are two things politicians seem to want more than anything else: money and power. For the sake of money and power, we study like crazy, work like dogs, delay starting families, then abandon our children once we have them, all for these two things that really don’t make us much happier. How strange we
How AOC And Other Congressional Members Can Afford To Raise Kids In Washington, DC Read More »
If you want to start your marriage right, then following these wedding spending rules so you don’t end up broke and alone. Given roughly half of marriages eventually end in a divorce and wedding ceremonies last for at most 12 hours in America, it’s wise to spend as little as possible on a wedding just
Wedding Spending Rules To Follow If You Don’t Want To End Up Broke And Alone Read More »
Did you just receive a black tie wedding invitation and are in a bit of a panic over the dress code? I was in the same boat! This post will show you how to dress well on the cheap for a black tie wedding. Here’s my own story about how I figured out how to
How To Dress Well On The Cheap For A Black Tie Wedding Read More »
When the pandemic is finally over, you might be wondering how much to spend on a hotel. I’ve traveled to over 60 countries in my lifetime and have stayed at hundreds of hotels. Let me provide a framework on how much to spend on a hotel to get the best bang for the buck. How
How Much To Spend On A Hotel While Traveling Abroad – Calculate NHER© Read More »
