Budgeting & Savings

How To Write A Real Estate Love Letter And Save Big Bucks

A well-written real estate love letter can reduce a buyer’s purchase price by 1% – 10%. If we’re talking about a $1 million property, that’s $10,000 – $100,000 in savings. Therefore, learning how to write a real estate love letter is essential if you want to save money on your next property purchase. At the […]

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Build A CD Step Stool, Not A CD Ladder In A Flattening Yield Curve Environment

When you’re young, you spend time accumulating wealth. When you’re old, you should spend time protecting wealth. Building a CD step stool to protect a portion of your wealth is a smart way to go. A CD step stool is when you buy CDs or Treasury bonds with only up to two-year durations. Multi-millionaires go

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How AOC And Other Congressional Members Can Afford To Raise Kids In Washington, DC

There are two things politicians seem to want more than anything else: money and power. For the sake of money and power, we study like crazy, work like dogs, delay starting families, then abandon our children once we have them, all for these two things that really don’t make us much happier. How strange we

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Wedding Spending Rules To Follow If You Don’t Want To End Up Broke And Alone

If you want to start your marriage right, then following these wedding spending rules so you don’t end up broke and alone. Given roughly half of marriages eventually end in a divorce and wedding ceremonies last for at most 12 hours in America, it’s wise to spend as little as possible on a wedding just

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How Much To Spend On A Hotel While Traveling Abroad – Calculate NHER©

When the pandemic is finally over, you might be wondering how much to spend on a hotel. I’ve traveled to over 60 countries in my lifetime and have stayed at hundreds of hotels. Let me provide a framework on how much to spend on a hotel to get the best bang for the buck. How

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The Best Way To Gain Financial Security Is To Develop Financial Buffers

Financial security is what everybody wants. And the best way to get financial security is to develop financial buffers. The more financial buffers you have, the greater your chance of making it through even the worst financial crisis. Let me share with you how to gain financial security so you can live your life on

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