I don’t have a financial advisor, but I do have a Citigold wealth manager assigned to me for an after-tax investment account. You get one of those after you cross a certain asset threshold. This self-managed account was seeded by my severance check in June 2012 and it has grown quite handsomely since due to regular contributions and the […]
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Trump’s middle class tax hike affected millions of Americans. This article was written to help prepare for Trump’s middle class tax hike. Now that Trump is no longer President doesn’t mean his middle class tax hike isn’t here. The Tax Cut And Jobs Act Lasts until 2025. With Joe Biden as President, taxes shouldn’t go
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Tuition hike for students is like a tax hike for the rich. Eventually, everybody wants to get their money. ben if you are a student or a lower-income person. In a stunning move to shore up a $535 million budget gap, the UC Regents in 2009 voted to raise student undergraduate tuition by 32 percent (to
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The following is a guest post by Holly, a freelancer writer and blogger I’ve known for over five years. I’ve seen her grow her side-hustle, ClubThrifty.com from a tiny site to one that has allowed her and her husband, Greg to quit their day jobs. Freelance writing is the easiest way to get started making money
The Freelance Writing Lifestyle: An Easy Way To Make Money Online Read More »
Everybody needs to borrow money some time. Peer-to-peer lending is a good alternative if you don’t want to pay usurious rates from loan sharks, if you’ve been denied a loan by your local bank or credit union, or if you are just too embarrassed to ask someone you know for help. From $1,000 for an
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Most people dream about getting rich. Yet, many of those people aren’t willing to put in the work. Are you too proud to be rich? I hope not! Let me share with you some great insights I learned from a visit I had to Uber’s corporate office in San Francisco years ago. I, along with
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As an investor, you need to adopt a Yin Yang Investor Mindset. In other words, always recognize that whenever one asset class is booming, another asset class may be suffering. If you feel like you missed the boat with one investment, just know there’s another boat somewhere in the world waiting. My investment mindset as a retiree
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Student loan debt is at a record high at about $1.8 trillion. In a January 2023 report, the analysis showed that the average debt per borrower was over $37,000 for federal student loans and nearly $55,000 for private loans. But is it really a big deal when incomes are at record highs and the unemployment rate
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Now that President Obama has won, I’d like for us to have a mature discussion on the investment and economic outlook for the next four years. Let’s also touch upon how we should act in public now that big government is here to stay. In order to create wealth, we must make reasonable assumptions about the future
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Building wealth has become second nature to me. It’s what happens when you write more than 1,300 personal finance articles over seven years. Not only does writing help you get smart about the topics you write about, many of the articles themselves are moneymakers thanks to the internet! Of course, everything may go to hell once
Track Everything! We’re Eating And Spending WAY Too Much Read More »
