One of the most important things people overlook when they are about to buy a fancy European automobile is how much car insurance will cost. Auto insurance discounts can save you a lot of money over time. I should know. I’m a recovering car fanatic who has literally bought and sold 8 different cars in […]
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Despite the typical American having less than $150,000 for retirement, the average spending amount in retirement is surprisingly high. According to the Bureau of Labor Statistics data, “older households” – defined as those run by someone 65 and older – spend an average of $45,756 a year, or roughly $3,800 a month. I don’t know
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Most people make a lot more money than you think. This truth is why there’s no need to worry about the people’s finances. When you see headlines from the media about people making poor financial decisions, this is just media schadenfreude. The reality is, people not only make more money than you think, people are
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Are your spending habits out of control? You’re not alone. We are constantly tempted to spend money and splurge on things we don’t need. Clever marketing tactics, FOMO, the YOLO economy, and the desire for more have become a common part of daily life. But it doesn’t have to stay that way. If you care
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One of the biggest peculiarities for hard working folks who want to achieve financial freedom is that we often don’t know when to stop grinding. In other words, when is it OK to forsake Stealth Wealth and start spending more on a better life? After all, you don’t want to die with too much money. Even
When Is It OK To Forsake Stealth Wealth And Spend Up? Read More »
Europeans see money differently from Americans. Where Americans are obsessed with money, Europeans seem to have a lighter approach about money. In other words, Europeans work to live while Americans live to work. After almost finishing my loop around Stonehenge, I stumbled across a French woman who was lying on the ground sideways. She adjusted
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The average tax refund is $3,028 in America according to the IRS for 2019. This amount comes out to $252 a month. With basic savings interest rates around 2.4%, thanks to aggressive rate hikes by the Fed since end of 2015, your opportunity cost of not having the $3,028 through the year is about $73.
What Is The Average Tax Refund Amount In 2019? Read More »
Below is the Financial Samurai passive income portfolio update for 2018 and for 2021. I’m revisiting this post in 2021 to see how far I’ve come since 2018. Ever since landing my first job post college in 1999, I’ve been determined to build enough passive income in order to not have a job. A future that
Financial Samurai Passive Income Portfolio Update 2018 / 2021 Read More »
The average tax refund is around $3,000 in America according to the IRS for 2025. That’s down 8.5% from the year prior due to Trump’s Tax Cuts And Jobs Act which raised taxes on Middle Class Americans. Since saving, or not spending $154 a month is difficult for many, I’m OK with such a refund.
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I am a big fan of everybody checking their credit scores at least twice a year regardless of their borrowing needs. The world is a sinister place where greedy corporates go to no ends to crush you for being late on any payments you’ve made, no matter how small. There are also an endless amount
Who Should Check Their Credit Scores And How Often? Read More »
