Search Results for: early retirement

Measure Your Financial Security By Calculating Your Debt-To-Cash Ratio

67 Comments / Debt / By

The best way to measure your financial security is by calculating your debt-to-cash ratio. Having a lot of debt lowers your financial security, especially when interest rates are high. Whereas having a lot of cash increases your financial security. The lower your debt-to-cash ratio, the strong your financial security and vice versa. Using debt to

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What Is Considered Passive Income? Analyzing Stock Sales And Windfalls

38 Comments / Investments, Retirement / By

Generating enough passive income to cover your desired living expenses is the holy grail of personal finance. The problem is, the goal post keeps moving thanks to inflation and life. This post explores what is considered passive income so we can remain disciplined on our journey to financial independence. I’ve been trying to build passive

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I’ve Seen The Future And It Looks So Bright

72 Comments / Big Government, Motivation, Travel / By

Part of creating great wealth and happiness is anticipating the future, understanding the future, betting on the future, and adapting to the future. Well I’ve seen the future and it looks so bright. With President Joe Biden in power until 2024 at least, the government will be getting bigger. Taxes will be going up and

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Money Scams During COVID-19: Beware Of Desperate Measures

27 Comments / Budgeting & Savings / By

Desperate times often lead to desperate measures. I’ve noticed several money scams during COVID-19 we should all be aware of. If you know of more money scams, please share them in the comments section below. It makes me so mad that there are scammers out there. I’ve been scammed before, and it felt terrible. But

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The Average Net Worth By Age For The Upper Middle Class

178 Comments / Budgeting & Savings / By

This post will look in depth at the average net worth by age for the upper middle class. The upper middle class, aka the mass affluent, is loosely defined as individuals with a net worth or investable assets between $500,000 to $2 million. Investable assets means money outside of your primary residence, which is considered “trapped” and

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The Definitive Guide To Farmland Investing: A Trillion-Dollar Asset Class

15 Comments / Investments, Product Reviews / By

I’m pleased to share with you a comprehensive guide to farmland investing by FarmTogether, a leading farmland investing platform and Financial Samurai sponsor. Not only is this article full of information, it will evolve with updated information as the landscape changes. Farmland might be the world’s most promising untapped asset class, and the newest opportunity

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