If you want to start your marriage right, then following these wedding spending rules so you don’t end up broke and alone. Given roughly half of marriages eventually end in a divorce and wedding ceremonies last for at most 12 hours in America, it’s wise to spend as little as possible on a wedding just […]
Wedding Spending Rules To Follow If You Don’t Want To End Up Broke And Alone Read More »
According to the Kaiser Family Foundation, the average cost of family health insurance offered by companies is now a whopping $20,576 a year, or $1,714.66 a month. Employers paid for 71% of that cost on average. Meanwhile, the average premium for single workers was $7,188 a year, or $599 a month. Employers covered 83% of
The Average Cost Of Family Health Insurance Is Now Outrageously High Read More »
There’s an old saying in real estate, “Money is made on the purchase, not on the sale.” In this post, I’ll explain what money is made on the purchase means and why it’s so true. Getting a great deal on a real estate purchase is very important. And there are so many things we can
In Real Estate, Money Is Made On The Purchase, Not On The Sale Read More »
My latest mortgage refinance based on relationship pricing was one of the most frustrating refinance experiences ever. Relationship pricing should help you get a lower mortgage rate. However, you may have to jump through more hoops than you want. It is very hard to get a mortgage nowadays given stringent underwriting criteria. You can hear
The Difficulties Of Relationship Pricing When Refinancing A Mortgage Read More »
FTC Disclosure: The following review is a paid sponsorship by Prudential. All opinions expressed are my own. Over the past several years, I noticed Prudential make a push into retirement planning with its witty billboard ads. Here are some of the most memorable quotes. “They say millennials are lazy. Retire early and prove them right.”
LINK By Prudential: A New Way To Holistically Manage Your Finances Read More »
The best time for parents to go back to work is dictated by nature. You don’t have to overthink things too much once you’ve run the financial numbers. Over the past two years, I’ve gotten to know another stay-at-home dad in the neighborhood. Bob has a boy who is also two years old. We try
Nature Will Dictate The Best Time For Parents To Go Back To Work Read More »
The secret to your success is not giving up. I strongly believe if you do one hard thing for 10 years in a row, you will achieve results far beyond your expectations. Don’t quit before giving your effort a chance to produce amazing results. Talent is overrated. Grit is underrated. My belief of working on
The Secret To Your Success: 10 Years Of Unwavering Commitment Read More »
Revealing your financial independence plans too soon is a mistake. As the pioneer of the modern-day FIRE movement who has established FIRE rules, premature revelation is a no-no! When I started Financial Samurai in July 2009, I only told my Japanese colleague who sat next to me, nobody else. I didn’t want any colleagues who
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The last thing any couple should want to do when they start a marriage is get buried in debt and stress. Debt and financial stress can break relationships down. Instead of creating unnecessary anxieties, have a budget wedding and start your married life on the right foot! What’s the average wedding cost in the US
Have A Budget Wedding! The Average Wedding Cost Is Too High Read More »
If you want to build great wealth, you must invest in risk assets over the long term. If you hold most of your net worth in cash, your purchasing power will fall behind due to inflation. In this post, I’d like to discuss what the last 20 years of inflation teaches us about building wealth.
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