If you love your spouse, you’d make them financially independent. If you don’t truly love your spouse, then you’d make them depend on you for all their financial needs. Depending on someone for money is a terrible feeling. Imagine being a grown adult and returning home to live with your parents after four years of […]
If You Love Your Spouse, You’d Make Them Financially Independent Read More »
I’ve mentioned one of my regrets was having kids late. I was too focused on my career. Then I became too focused on achieving financial independence to make room for little ones. Ideally, I would have liked to have had my first kid at age 34 instead of at age 39. However, a conversation with
Dear Older Parents, Having Kids Late Might Be The Best Choice After All Read More »
If you’re thinking about retiring, it’s better to retire in a bear market than in a bull market. I’ve been “fake retired” since 2012 and I want to explain why this is so. I put fake retired in quotes because these posts don’t write themselves. My podcasts don’t record themselves either. I also did some
Why It’s Better To Retire In A Bear Market Than In A Bull Market Read More »
Quitting is considered a dirty word. I’ve always had the view you should never give up if you want to achieve your goals. Even if you break both legs, you better drag yourself through the mud and rain to reach glory on the other side! However, as I grow older, I’m slowly coming to accept
Maybe Quitting Is The Best Decision If You Can’t Give It Your 100% Best Read More »
Shoot to retire by a certain age, not by a certain financial figure. Time is finite. Money is not. You can always make more money, but you can never make more time. Live until 60 and then say good-bye. This has been my mindset ever since I moved to San Francisco in 2001. I know
Shoot To Retire By A Certain Age, Not By A Certain Financial Figure Read More »
The Health Savings Account, or HSA for short, is touted as one of the best ways to pay for medical expenses and save for retirement due to its tax benefits. You get triple tax benefits: 1) you contribute to your HSA with pre-tax dollars, 2) pay medical expenses with pre-tax dollars, and 3) get to
The Pros And Cons Of A Health Savings Account (HSA) Read More »
Policygenius is a leading online life insurance comparison company. Their free insurance marketplace helps you get the best life insurance policy that most appropriately suits your needs. This Policygenius review will go over the company’s current services, pros and cons, the competition, and more. Policygenius has the technology and the know how to help you sort
Policygenius Review: Affordable Life Insurance & More Read More »
Between 2000 – 2009, the average homeownership duration was only about four-to-five years. It was too short to build real wealth. As of 2025, the average homeownership tenure has risen to roughly 12-13 years according to First American Data & Analytics and Redfin. Post-pandemic, people are simply owning their homes for longer because we’re utilizing
The Average Homeownership Duration Continues To Increase Read More »
Are you wondering what should be my net worth at age 35? At age 35 you should either have made it in your career or business or are on the right track to making it. This post will go through what I believe your net worth should be at age 35 to live a good
What Should Be My Net Worth At Age 35? Read More »
With stock market volatility back and interest rates elevated, lower expected returns are a good possibility. Since 2009, investors have been able to make lots of money relatively easily. However, to expect double or triple-digit annual returns going forward is not wise. In August 2020, when I came out with the Financial Samurai Safe Withdrawal
5 Things To Do With Lower Expected Returns Going Forward Read More »
