It’s not easy refinancing a rental property mortgage nowadays. The lending market has tightened up with higher rates and fears of another recession. This article will discuss the documents needed to refinance a rental property mortgage. Rental property mortgages are always between 25 to 50 basis points higher than a primary home mortgage due to
Documents Needed To Refinance A Rental Property Mortgage Read More »
My grandfather used to own a small, 8-acre fruit and plant farm on the western side of Oahu. It was a magical place nestled next to the majestic Waianae mountain range. The farm was part of his retirement income strategy as he rented out a portion of the land to his neighbors who grew green
FarmTogether Review: A Sustainable Farmland Investment Manager Read More »
Whole life insurance is a type of life insurance designed for individuals who plan to have significant assets or have significant assets while also desiring to protect their family from an untimely death. Coverage does not expire as long as the policyholder’s account is active and in good standing. If you’re looking to buy whole
Whole Life Insurance: What It Is And How It Works Read More »
If you love your spouse, you’d make them financially independent. If you don’t truly love your spouse, then you’d make them depend on you for all their financial needs. Depending on someone for money is a terrible feeling. Imagine being a grown adult and returning home to live with your parents after four years of
If You Love Your Spouse, You’d Make Them Financially Independent Read More »
If you’re thinking about retiring, it’s better to retire in a bear market than in a bull market. I’ve been “fake retired” since 2012 and I want to explain why this is so. I put fake retired in quotes because these posts don’t write themselves. My podcasts don’t record themselves either. I also did some
Why It’s Better To Retire In A Bear Market Than In A Bull Market Read More »
Quitting is considered a dirty word. I’ve always had the view you should never give up if you want to achieve your goals. Even if you break both legs, you better drag yourself through the mud and rain to reach glory on the other side! However, as I grow older, I’m slowly coming to accept
Maybe Quitting Is The Best Decision If You Can’t Give It Your 100% Best Read More »
Shoot to retire by a certain age, not by a certain financial figure. Time is finite. Money is not. You can always make more money, but you can never make more time. Live until 60 and then say good-bye. This has been my mindset ever since I moved to San Francisco in 2001. I know
Shoot To Retire By A Certain Age, Not By A Certain Financial Figure Read More »
The Health Savings Account, or HSA for short, is touted as one of the best ways to pay for medical expenses and save for retirement due to its tax benefits. You get triple tax benefits: 1) you contribute to your HSA with pre-tax dollars, 2) pay medical expenses with pre-tax dollars, and 3) get to
The Pros And Cons Of A Health Savings Account (HSA) Read More »
Policygenius is a leading online life insurance comparison company. Their free insurance marketplace helps you get the best life insurance policy that most appropriately suits your needs. This Policygenius review will go over the company’s current services, pros and cons, the competition, and more. Policygenius has the technology and the know how to help you sort
Policygenius Review: Affordable Life Insurance & More Read More »
Between 2000 – 2009, the average homeownership duration was only about four-to-five years. It was too short to build real wealth. As of 2026, the average homeownership tenure has risen to roughly 12-13 years according to First American Data & Analytics and Redfin. Post-pandemic, people are simply owning their homes for longer because we’re utilizing
The Average Homeownership Duration Continues To Increase Read More »
