Search Results for: early retirement

Good investing is all about being properly diversified based on your risk tolerance. Let me share the three fund portfolio asset allocation strategy for better investing. “Don’t put all of your eggs in one basket.” Not just lore, there is modern investing research to support this age old maxim. In investment terms, diversification, based on […]

Savings is the key to financial freedom. From savings, comes investing. And from investing, comes asset growth that will set you up for a comfortable retirement. If the amount of money you’re saving each month doesn’t hurt, you’re NOT saving enough! How much should you have saved at every age? Let’s take a look. Expense

Are you wonder, what your savings at 65 should be to live a good retirement ? The answer depends on your lifestyle, life expectancy, and what you want to do after 65. At the very least, at age 65, you should be retired from work you don’t love to do. Sure, you can still work

When the markets are on fire, it’s easy to forget about things like saving and retirement planning. All you want to do is celebrate and splurge! But great wealth comes from financial responsibility during both good times and bad. And believe it or not, there are some top financial moves to make when the economy

The best robo-advisor for your money in the new decade is Personal Capital. The decision is based on hundreds of hours of analysis. Personal Capital has been around since 2011 and the company is run by Silicon Valley tech and security veterans. I’ve used their free financial tools since 2012 and have seen my net

The best online brokerages for investing your money are rated based on the following criteria: Platform Technology Ease Of Use Cost (should be free in 2020+) Accessibility Picking stocks is tough long-term because most people are not professional investors and most professional investors underperform the S&P 500 index. Therefore, it’s best for individual investors to

It’s an age-old debate when it comes to personal finance: Invest in a 401(k) for retirement or invest in real estate? Which one wins? It’s nearly impossible to answer that question for everyone. We’re all different, and it would be irresponsible to suggest a one-size-fits-all solution without knowing YOUR personal finance situation. That said, they

The 401k investment option is one of the most widely available and consistently lucrative mechanisms to save for retirement. Many employers match employee contributions (up to a certain percentage), and all contributions reduce our taxable income. Yet, the average 401(k) balance is so low. On average, most of us aren’t capitalizing on this incredible investment

Retiring on only one million dollars is doable if you’ve got less than 30 years to live and can spend frugally. Retiring on one million dollars also depends on the composition of the money. Is it in after-tax accounts or your 401k? Will you have a pension or can you draw from Social Security? The