concepts

Tax Refunds Are Good For Most People Because Most People Can’t Save

Tax refunds are good for most people. The simple reason is that left to our own devices, people don’t save or invest their tax refunds. People tend to go the easiest route and spend. The average tax refund is $2,950 a year as of 2020. Meanwhile, 74% of Americans get a tax refund. I’ll consider […]

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Let “Freement” Reign! Spending Paralysis, Material Lust And Obsession

Freement is great! But what is freemen? For those of you who don’t know, I’m a recovering car fanatic.  Funny enough, the way I deal with my addiction is to go to the BMW dealer!  I also go to the Audi, Mercedes, Honda, Land Rover and Porsche dealers too, but only the BMW dealer is

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Use The Sandwich Method To Provide Constructive Criticism

There’s a fine line between being a jerk and being constructive.  As a parent, manager, spouse, or friend, most of the time we just want what’s best for others.  The problem is, we’re afraid to offend and we therefore lose any ability to help. There’s no better reward than advising someone how to improve, and then watch

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The Worst Seat On An Airplane Is The Best Seat In The Office

The worst seat on an airplane is still better than being stuck in the office. Don’t fret! For some reason, I generally get stuck in a middle seat close to the bathroom every time I go on a business trip.  It’s probably because I leave so little time between take off and check-in that I

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