My friend sent me a picture of her date’s car: a newish Porsche 911 convertible. She says she doesn’t care about what kind of car a guy drives, yet she admitted she was all giddy when he picked her up in his new ride.
Being the jerk that I am, I asked her, “How are you going to make out with him since he still lives at home?!” For those who don’t know, there is no functional backseat in a Porsche 911 convertible.
The guy really doesn’t still live at home with his mom at age 35. I was just joking. But he does rent a dinky one bedroom apartment in the suburbs of San Francisco. His house-to-car ratio for fiscal responsibility is totally out of whack, signifying he is a poor financial choice for a mate.
Pay Attention To A Guy’s House Not His Car
I’m in father-to-a-daughter training mode because I know I’ll have a daughter if I ever have a kid. And you know me, I think long and hard about different scenarios way before they ever happen. Protecting my daughter from heartbreak is one of my main goals.
I want to help women around the world who are easily swayed by guys (or gals) with all show and no substance. A car is a perfect smokescreen. No matter how many times a woman says she doesn’t care about a nice car, she almost always does. Guys know this, so they take advantage.
I remember picking up a woman in my 2000 Land Rover Discovery II when he was still only five years old. Even though I bought him for only $8,000, a lot of people viewed Moose as a luxury vehicle costing close to $50,000.
After a couple glasses of wine, my date revealed to me that her neighbor friend texted her during our date saying, “How come guys in Land Rovers always gets the girl?” Apparently she was peeking out the window when I came to pick my friend up. Suffice it to say, I just landed on GO.
If you meet a guy with an expensive car who still lives at home or rents a modest place, warning lights should be flashing due to the incongruities. Start doing some research about his finances.
Here are some questions you should figure out before deciding if he’s the one:
* Did he pay cash for his car? Or is he leasing his vehicle? If he is leasing his vehicle, is he at least leasing it through a company he started?
* If he can afford a luxury automobile, why hasn’t he yet purchased his own home?
* What is his net worth composition? Does he own any assets that have the potential to appreciate?
* What is his debt load like?
* Does he have upside potential with his job?
* Does he have a trust fund or a generous Bank of Mom & Dad? If so, how does that affect the way he sees money.
* Does he read personal finance sites like Financial Samurai to help broaden his knowledge? Or is his favorite pass time playing video games?
* Has he come up with a retirement plan that makes sense? Or is he winging it?
Of course you can’t be so crude as to ask him all these questions directly. But over the course of many dates, you should be able to get a good sense of such things before being more serious. Life is much easier with a healthy financial partner.
Different Strokes For Different Folks
My friend was obviously not pleased with my “where are you going to make out comment,” so she defended her date by saying, “Different people have different values. He likes cars and he’s single, so why should he buy a place?”
My immediate thought was, “He can’t buy a place because he just spent a fortune on a car!” But I responded with a more cordial, “You’re right. Why should he buy real estate when he can have such a sweet ride. I myself am looking to buy a similar type of car once I turn 40.”
I know some of you who own nice cars and don’t own real estate may be a little agitated by this post. But here’s the thing. This post isn’t for you. It’s for all the people out there who are easily swayed by shiny expensive things.
For financial happiness, follow this simple logic:
Be with someone who drives a nice car and also owns a nice house.
Be with someone who drives a regular car and owns his own place.
Be with someone who drives a regular car and rents a regular place.
Be with someone who takes public transportation and rents or owns a regular place.
Avoid someone who drives a nice car and rents a crap hole.
Of course, these conditions are based on the assumption that his debt load is manageable i.e. debt equal to 30% or less of assets. Owning a home he can’t comfortably afford can be much more damaging.
Why Focusing On His House Is Better
For those of you still unconvinced by my argument, let’s make my reasoning crystal clear!
1) Wealth. In 10 years, a mass produced luxury car will lose 90% of its value, but a home will likely gain 22% in value if we assume a 2% long-term annual growth rate (rate of inflation). Even if the person’s house gains no value over the 10 years, the homeowner will likely gain at least 10% more equity due to monthly principal pay down. More wealth = easier life.
2) Stability. A homeowner is more likely than a renter to stay put. How many times have you met someone you adored who ended up breaking up with you because he had to leave? If you are going to spend your time and energy on someone, he better stick around long enough! Even if your potential mate only owns a one bedroom condo, at least you know he’s established roots in the community.
3) Intelligence. Someone who is consistent with his car and living arrangement is fine. But someone who spends a lot of money on a depreciating asset and nothing towards a potentially appreciating asset is not someone you probably want to be with long term. If he can so easily be swayed by the “different values” argument on two of the most expensive things one can buy, what other inane logic might your partner come up with? In evolution, intelligence is attractive because it increases a person’s chances for survival.
4) The Future. Living in the moment is all fine until you run out of money. But a great partner is someone who looks to the future. Buying an expensive car he can’t comfortably afford means he is forsaking your future for his immediate pleasure. Buying a two bedroom or larger property signals that he sees a place for the two of you to grow. It’s much better to be with someone who is thoughtful.
Related: The New Rule For Buying An Engagement Ring
Be Your Own Independent Person
“As I will tell my daughter one day, it’s easier to go from a hard life to an easy one. Almost superhuman effort is needed to go the other way.” – FS reader.
Look, single guys in their 20s can be forgiven for driving outrageously expensive vehicles that cost way more than 10% of their gross income. A nice car is the first thing many guys who start making money after college want to buy. In their 20s, most guys and gals aren’t thinking about settling down, starting a family, or retiring early. They just want to live it up to the max!
But if you’re in your mid-30s or older and are still spending money frivolously, just know that eventually, not only will you not have as much wealth as you hoped for, you’ll probably need to buy an even more expensive car to impress other people. This is because you’ll be older, less in shape, less attractive, and without the skills of a smooth communicator who doesn’t need to rely on an expensive vehicle to get a date.
Life is obviously much easier if you end up with a spouse who is already financially secure. For all the women annoyed with me for giving financial dating advice, not to worry! I’ll be telling my unborn daughter to be an independent woman and to make her own wealth!
Recommendation To Build Wealth
Manage Your Money In One Place: Sign up for Personal Capital, the web’s #1 free wealth management tool to get a better handle on your finances. You can use Personal Capital to help monitor illegal use of your credit cards and other accounts with their tracking software. In addition to better money oversight, run your investments through their award-winning Investment Checkup tool to see exactly how much you are paying in fees. I was paying $1,700 a year in fees I had no idea I was paying.
After you link all your accounts, use their Retirement Planning calculator that pulls your real data to give you as pure an estimation of your financial future as possible using Monte Carlo simulation algorithms. Definitely run your numbers to see how you’re doing. I’ve been using Personal Capital since 2012 and have seen my net worth skyrocket during this time thanks to better money management.
Is your retirement plan on track? Find out for free after you link your accounts.
I have a $1,500 car that smokes when I drive it, I rent a great townhouse that costs me 13% of my pre-tax income, and I save 30% towards savings and retirement. Would you date me?
Probably not. But that doesn’t mean you won’t have a fun and successful dating life. How is it by the way?
Do fine for myself – got a great long-term GF. I remember trying to tell a co-worker who made $45k/yr that he didn’t need a Camero to get the girl. He didn’t believe me. He’s still making payments.
I’ve got a little girl myself and was the victim of financial abuse by my ex; I’ve talked to a lot of other women who’ve been in that boat, too. I read a study recently that said that 98% of domestic violence victims surveyed (female, for this particular study) had experienced financial abuse at the hands of their ex. It’s more common even than physical abuse, since often DV can be emotional/psychological without hitting. Also, around half of homeless women are homeless because of having left a DV relationship, and financial insecurity is the #1 reason for staying in such a relationship (we’re not talking oh-no-I-can’t-afford-nice-cheese type of insecurity, we’re talking sleeping-with-kids-in-the-car kinda insecurity)
Keep in mind, DV happens in nice suburbs too, and even to girls with great fathers, so this is stuff your daughter might need to know one day too.
I’ve thought about what lessons I want to teach my daughter based on my own experiences and that of other victims I’ve spoken to, and in addition to the sort of thing you’ve mentioned, this is what I want to teach her:
1. Don’t rely on anyone else for your financial security. Make sure that you can be financially independent if you need to.
2. Don’t rely on your potentially-future-ex being honest, either. A lot of marriages end in divorce, and it’s not uncommon for one party to that divorce to royally **** the other.
3. Always have some money in a bank account that’s just under your name, so if you need to get out, you can.
4. Any assets NEED to be in both parties’ names.
5. Just because you love and trust someone doesn’t mean you shouldn’t protect yourself.
6. Don’t be scared of money. There’s still a societal attitude that “girls can’t do finances”, and it’s way too easy for a girl to accept a guy’s offer of “I’ll look after the money since I’m the head of the household/breadwinner/*insert 50s stereotype here*”. Letting someone else take the reins entirely is a recipe for disaster.
You live, you learn, huh :(
Also, your future daughter might meet an absolutely lovely guy who’s a starving artist, while she’s working as a CEO. Encourage her to find her own successes so that she can look at the person first, house and car second. There was a thing going around on TV in China where a very materialistic girl said that she’d rather cry in the back of a limo than laugh on the back of a bicycle; it’s great to be rich, it’s great to marry rich, but I still think that the best thing is to have a life full of joy and love.
I don’t know whether to give you a standing ovation or a hug, but I feel like doing both. You’re doing your daughter a huge favor by teaching her these lessons in advance. I have also been a victim of domestic violence/abuse and financial abuse was a material component of it.
The only one of your rules that I have a slight issue with is #4: “Any assets NEED to be in both parties’ names.” I think it just needs to be clarified. Any assets that were purchased with joint funds need to be in both parties names. Any assets that were purchased with YOUR FUNDS ONLY need to be titled in YOUR NAME ONLY.
In my particular case, my then-boyfriend (the abuser) lived with me in my home. One of his chief complaints was that it always felt like MY home and not OUR home, no matter how much I encouraged him to rearrange things, paint, etc. I am embarrassed to admit how close I was to deeding at least a small percentage of the house to him, just so he would feel like it was his home, too. Thankfully, I didn’t. Can you imagine how awful it would have been for me to buy that little sliver of my own house back from him later? He might have made me tangle in the courts for years to get him off the deed, and I might have had to sell my entire house to be rid of him.
So for #4, absolutely make sure the stuff you helped pay for is titled jointly. And make sure that the stuff you paid for all by yourself is titled ONLY in your name. If the person you’re in a relationship with gives you grief about having your own separate property, tell them that it is rightfully yours because you bought it, but you’re happy to share so long as you two stay together. If they insist on you titling your separate property in a joint name with them, that is a HUGE red flag. Don’t give into it. And if they keep insisting on it, break up.
Oh yes! I hadn’t thought of that, too easy to just think of things in my context! I put my income in his bank acct and let him buy the house with my savings cause he never saved, but in his name alone. Fortunately courts have seen this b4 so I think I’ll be OK to get my fair share, but gosh, I look back and think how love really is blind! Oops.
LOL! This post totally reminds me of somebody I know. This individual is 27 years old, lives at home rent free. He just told me a couple weeks ago he just ordered a brand new Corvette ZR1. He literally spends the majority of his income on depreciating toys! I have tried on several occasions to talk with him about personal finance. He does have a home based landscaping/contracting business where he will do odd jobs for people in the neighborhood. The last I heard he probably makes on average about $4,000 per month net. I have tried to talk to him about changing his spending habits, buying a home and taking more personal responsibility. Although he always says he agrees with me, his actions show otherwise. As far as I know he has absolutely no plans to leave his parents’ home. Pretty amazing the mentality of some people.
I like this post. Most personal finance sites tell you to drive a reliable, boring car, and while I think that’s great advice, it ignores a small group of people–people who like cars. And I don’t mean “people who want a Benz to say that have a Benz”, I mean people who actually enjoy vehicles for more than how luxurious they are. And I think owning something more than, say, a 10 year old Civic doesn’t necessarily mean you’re financially irresponsible, just that you spend your money on things you like (cars) and may be responsible on things you care less about (kind of a Ramit Sethi approach).
But I’m biased. I drive a 2009 Mustang, and also have a motorcycle. Both bought used, and owned outright. I rent a less-than-amazing apartment (it’s not a shithole, however), but rent where I’m at is crazy and I have student loans coming due soon–but I have a few months of savings (and it’s growing), I sock away money in my 401(k) every paycheck, and pay off my credit card in full each month. Owning a fun car doesn’t necessarily have to mean you’re financially irresponsible, you just have to get a fun car that doesn’t break the bank while being financially responsible in other areas.
I suppose it helps luxuriousness in cars doesn’t matter to me–I really don’t care to have a push-to-start car, or something with fancy video screens everywhere, just give me something with a manual, and some power to it. I’m thinking the next car may happen in a few years, and it’ll probably be a used Civic or something similar, in a sportier trim than base though. I’d absolutely hate life if I had to drive a boring car every day, but I want something with a bit more reliability than a Mustang (I’ll always have a soft spot for muscle cars, despite their flaws).
I think a good rule of thumb is that if you want something to look flashy or cool, and there’s no other reason (e.g. buying super expensive clothes if you don’t enjoy fashion, but just to claim you have them), don’t buy it.
I dated a guy who had a good job with potential for advancement, an ok car, nothing flashy and lived with his mom who had some medical stuff going on. Looked ok at the start. He did buy his own place, rented the other room to a friend, turned that into a rental when he got the next house. But after thinking he knew the business better than his boss and losing the job ( a few times), not having the money to repair the car, letting a 401k be disbursed to him, I had some big questions. I would pay for a Friday night date (2 for $20) because he didn’t have the funds. When he got the 401k money it meant (7 years older than me ) he had $0 saved for retirement. Was he expecting me to pay for both of us? He was one of those people who hates working for someone else, but didn’t want to pursue self employment, but I knew he wasn’t going to be happy working when I retired if he wasn’t happy working then.
I have soooo many red flags now! Yet a lot of this is why I intend to have a pre-nup. All my hard earned money is mine, yours is yours, and we can co-mingle what we earn together.
I am so much happier now! It can be more than the car, house etc, it’s the money mentality that is revealed over time.
You are right about having a strong money mentality. You either think about saving first or spending first. I want to be someone who wants to save and invest for his or her future, and then use the proceeds from the profits of his or her investments to pay for a wonderful life.
Life is much much easier once you think about your future a little more carefully.
I went out with a guy who turned up in a beat up old car.
Sadly, his (rented) apartment was not much better.
A flash car would put me off for all the above reasons, but a nice car I think makes a good initial impression. Much as you would ponder over whether a flash car has been paid in cash, you could also wonder if the guy is driving a heap of junk because that’s all he can afford!
Plus, you’re hardly going to be asking about his savings rate or networth on a first date!
I love this post! Whenever I see a new shiny expensive car my first thought is always “what are they compensating for and who are they trying to impress?” Yes, some people do make a lot of money and make wise money choices but there are probably more people who do not. I am so not impressed with one’s ability to spend money on a car. I am much more impressed by someones net worth, which of course you never do know. I am thankfully married to a wonderful man but after a date with a guy like that I would be hesitant to continue a relationship unless I knew he was actually financially stable and not up to he eyeballs in debt.
I can honestly say that I’ve never cared about any guy’s car and that in fact the nicest cars always made alarm bells go off for me (probably due to my rural Alabama roots and naivete, but still a helpful reaction).
In college I once had a guy at a club press his car keys into my hand and become angry when I didn’t recognize the Ferrari logo. I kept thinking he was too drunk to drive and just giving me his keys! I also once was shown the garage on a tour of some guy’s house at a party which contained several expensive cars (probably Lamborghini’s or the like). The house wasn’t that awesome though, and again I was pretty disgusted and also alarmed; suddenly I felt trapped like I was in some drug dealer’s house or at the very least with men who cared a helluva lot about trying to get laid above all else. I went running for a taxi.
Damn you Sam, sometimes this site is a painfulto read! Just sold an expensive Porsche for profit and convinced myself that buying a cheaper Porsche was akin to ‘saving’. As we know, spending less is still spending, not saving. But this Porsche will definitely depreciate and my net worth is only ~$1,000,000
Future me thanks you for this timely reminder.
My daughter always makes fun of the fact that my leg hair is rubbed off at the sock line. I always tell her to never date a guy who doesn’t have hairless sock lines. This either means he’s a loser or his parents are so rich he never needs to wear socks to work ;-). The odds of loaded parents is slim.
I bought a car worth way, way more than 10% of my income. It’s my transportation, entertainment system, hobby, relaxation machine, pride, and part-time wife. I wouldn’t have minded spending twice as much as I did for a good, sexy car.
That money bought much more happiness than I could ever buy with a house, especially when decent houses in my region are 6.5 – 7 figures. To each his own.
(That being said, my savings are excellent, so I could afford to splurge on the car.)
Yeah Female here, mid 30s , six figure income, own a town house in east bay area. Pretty stable job ( Healthcare) with a very healthy 401k balance. What I find amusing is when I go on a date with a guy who is probably making less than me or maybe the same amount as me but is living it up in the city ( In their mid to late 30s) renting a place with a roommate, probably paying more than my mortgage and also has way less job security than me ( high tech careers are not meant to last after 40). And they look down on me for living in suburbs and buying a house there ( oh poor you , you are stuck there!) and driving a Toyota Rav 4 and not living it up. I almost one to send them to financial counseling after each date, but well we all have to learn our own lessons. I will say I have observed the same pattern amongst good number of my girlfriends as well
Just discovered your website.
I have a vaguely similar history to yours: Went to a Public Ivy, got a job for an asset mgr, became a corp bond trader by 25, had ups and downs until the Market Armageddon of ’07-’09 made me accept my mortality and so decided to pull the ripcord at age 39. I was actually massively short banks/financials that was offset by a long industrials cds trade that would have been a legendary trade (it was nominally valued in the $billions) – but I was forced to take off the trade in late summer of ’07 due to accounting reasons…ugh! Bear Stearns went under a few days later out of the blue. I should have been bitter like those dudes who were trapped in that window thing in the original Superman movie but instead I took the whole experience philosophically – I figured that was a sign to find a new road on this hiking trail we call life.
Fast forward to today, I have been busy the past 6 yrs raising my daughter as Mr. Mom. By far the hardest job in the world for a man is to raise an infant/toddler without outside help. Men are not engineered mentally, emotionally or biologically for the task of raising little human beings. Having said that, the bootstrapping method works in all facets of life: With kids, I discovered great success in simply forcing things to work because they had to. There is no greater reward in the universe then the love of a child so all the hard work is easily worth the great reward.
I will certainly teach my daughter to identify substance in things and in people. In this age, the world is becoming broader with the channels opened via the internet, while concomitantly smaller in the sense that people are physically spending most of their waking lives staring at either a tv, computer or smartphone. It is a strange paradox in this current age.
Anyway, technology is always changing but people’s character, morality, integrity, etc. are still measurable like they have always been so it is still important for a parent to teach their children all the rights and wrongs about people and life. Like you and most readers on a site like this, we are pragmatic and sensible types so it is obvious to us why someone with a $100K car who lives in a $1000/mo rental is a dangerous person to get too close to. I, for one, score approx 130 on your FS-FR scale and am proud of it. Of course, there are others who would probably view that score for themselves as an invite to call the Porsche dealer in the morning. I view those people in an agnostic way: they are neither right or wrong. I will, however, guide my daughter to keep those types of people at arm’s length since they are not compatible with what I believe will bring happiness for my daughter.
Anyway, thanks for allowing me to ramble…
Welcome to FS! What took you so long? I’ve been around since 2009. :)
That trade does sound legendary…….. oh man, how big would your bonus have been if that went through? $100M?!
Interesting perspective on Mr. Mom. What does the Mrs do and does she have to work? Seems like you did very well financially.
I don’t peruse the personal finance sites often since there are too many opinions on so few tangible topics that they’ll probably end up confusing me…I’m also one of the countless people – you’re obviously included – who can’t wait for this low rate environment to pass so that there will actually be investment options to discuss. We truly live in the worst time ever to retire early given the rates situation. I have bookmarked your page – your writing is clear and the layout is nice.
As for the short financials trade, as you know the sell-side trader works for a P&L while the buy-side trader works under investment guidelines, benchmark targets, etc…different perspectives and risk profiles exist b/w the two traders. Sell-side traders eat what they kill, in a sense, so they take home more while the buy-side trader has more career stability. Anyway, the trade would have made $billions but that would have been spread out over hundreds of accounts and so forth – it would have been a home run and probably cemented my career but I wouldn’t have gotten a % of the P&L.
The Mom works full-time doing client service work – lots of travel – so the timing of my daughter’s birth coinciding with my career decision made the arrangement seem like the optimal one. I will reiterate that raising a little human being makes for the longest days known to man, but at the same time they are the fastest years known to man as the early years are so precious.
Financially, I won’t go hungry anytime soon but there are many luxuries and toys that I gave up by retiring early before my prime earning years. I don’t get too excited about toys, gadgets, etc. anyway so it doesn’t pain me. It’s like going to Hawaii for vacation: I will have to stay at 3-4 star hotels rather than the 4 Seasons but I’m fine with that since I love Hawaii for the ocean and the mountains rather than the hotel pool and restaurant.
I agree – personally I never owned a car. I don’t see any reason.
My gf thinks that we should have one and I shouldn’t spend much money on rent.
I see it differently – considering I work from home it means I spend 90% time here.
Plus save money for gym membership because we have two usable gyms in the condo building.
In this case, your car & house are both at 0, so this article places your value at 0.
But you have a gf, so perhaps this entire article doesn’t even apply to you. After all, it seems you’re in a rare situation where you don’t have a need for a car. Good for you.
I spent over 40k on a car four years ago even when I didn’t own a house and had more in loans than I could count. 4 years later, l still don’t own a home and still have waay too many loans but the car was paid off within a year. Driving it every day brings me immense Joy and happiness which most people may derive else where. Just thinking about my car makes a rough day feel better. Obviously not a wise financial decision but it has done wonders for my happiness levels. I do not wish I had a beater. I don’t use it too impress. I could care less what other people think. Now my goal is too pay off loans, save and buy a home. Once that is done, I might upgrade the car even more. Or who knows, I might just settle for a junker. If your goal is to drive a junker and live in a modest home, that’s easy. Not much effort for that needed. Yet surprising that so many have difficulty reaching that goal.
Raggaman, if that car makes you happy, then that’s all that matters. I hope your car happiness lasts for a long, long time!
For most people, their happiness over a car or another material thing fades over time. The worst is when the payments stay the same, or if you don’t have enough money to leave your job to do something else. May this never happen to you!
I personally would have MUCH rather have bought a property in 2012 SF. I’d be rich now and could sell the house, buy a $100,000 911 with cash and still have probably $200,000 left over.
I wouldn’t get much of a property for 40k :-)
Four years ago I had no interest in buying property due to many reasons, including the need for mobility. I agree that most people’s happiness fades very quickly with most items. Some of us buy things we cherish and those bring us profound happiness. If I don’t care, I’ll buy something cheap.
I paid off the car in less than a year. Have enough saved to live a few years if I don’t work. Thankfully having a job in very high demand with good pay helps. Basically I live in a rental with a luxury car. Not ideal but this situation works at this point for me due to many uncertainties.
And Sam, my wife wants you to know that she doesn’t understand my love for cars but she sees how happy it makes me. She says if she had followed your advice she would’ve missed out on me :-P
I used to want to get a nice car, a Porsche Cayman to be exact. I’m glad I used that money for my house down payment. It boosted my net worth by quite a lot with the hot housing market in the area.
My goal is to drive my car for at least 15 years. I’ve seen coworkers and friends who lease and finance nice cars, paying from $600/month to $1800/month. It hurts hearing those numbers
You are smart. I was not. At age 24-25 I bought a $72,000 (at the time) Mercedes G500. It was awesome for a year, and then I returned the keys a year later for around a $18,000 loss or something. Too painful to hear. BUT, I did so b/c it would fit in the condo parking lot I bought. Thank goodness I didn’t pass up on the SF condo in 2003!
“Being the jerk that I am, I asked her, “How are you going to make out with him since he still lives at home?!”
LMAO! Hilarious :) Can I borrow you to make snarky comments to my idiot friends? Lots of them own fancy shit they don’t need that are destroying their finances.
Hubby and I have never once owned a car. We mostly use public transportation and car sharing. I hate cars. Depreciating assets are the WORST.
I think it’s cute that you’re looking out for your future daughter. You know what they say: “for a son, you only have to worry about one penis. For a daughter, you have to worry about a million penises.”
(And yes, I just wrote ‘penis’ on your blog. I’m a horrible person.)
That is a good saying I have never heard before! Thanks for sharing. Now I’m really afraid.
HA HA. It’s scary because it’s true.
These are blatantly sexist comments.
What’s wrong with penises? There are plenty of women who wish they could encounter more penises in their lives. And why shouldn’t your (theoretical) son be afraid of all the vaginas he’s going to encounter?
A classic Porsche 911 could actually be a good investment, if you can get one for a reasonable price! Maybe one that needs a little touching up, buy it cheap and flip it for a profit :)
I’ve never felt attracted to the guys with the flashy cars, and I hope to teach my daughter the same. So far she only shows special interest in men on motorcycles, but we have to cut her some slack for that. She is two years old.
Haha, nice. I wonder if mothers fear for their daughters as much as fathers fear for their daughters. Hmmm.
Haha great advice! When I first met my wife I picked her up in my 1997 honda civic hatchback, thankfully she’s kinda into frugality, or maybe it was the puppy I had recently adopted…
Guys: ditch the sports car for a puppy, it works every time!
Puppy works way better than a car! But… I wonder what might be more expensive over a 10-20 year period. But, how can we put a price on love?