Debt

Average Interest Rate By Debt Type: Auto, Credit Card, Mortgage

The average interest rate by debt type is important to know to utilize debt more efficiently. This article will look at the average interest rate for student loans, auto loans, credit cards, and mortgages. We are an indebted nation thanks to our desire for more and our financial system’s ability to grant us more. When

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Don’t Let A Credit Card Rewards Program Change Your Spending Habits

These are the best rewards credit cards today. They have the best cash back credit card rewards and the highest sign-up bonuses. I used to receive a ton of credit card solicitations in the mail until I finally put my address on the do not spam list. Some of the credit card rewards offers really

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Patch Homes Review: A Better Alternative To A Home Equity Line Of Credit

Patch Homes has rebranded to Noah in 2020. This post is a Patch Homes / Noah review. Unfortunately, as of 2024, Noah is no longer in business after 7 years. Its founder, Sahib Gupta is now a portfolio manager at Point. I’ve got around $1,800,000 in home equity locked up in one property. The property

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SoFi Review: Social Lending For Student Loans, Mortgages, Personal Loans

SoFi started in 2011 and is a lending company that recently surpassed $15B in funded loans as of 2017. They have 225,000+ customers, 240 employees and have raised $1.9 B in equity funding after raising $500M led by Silver Lake in February 2017. Here is my SoFi review. The company was founded by Mike Cagney, Dan

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Average Student Loan Debt Is At A Record High – Where’s The Crisis?

Student loan debt is at a record high at about $1.8 trillion. In a January 2023 report, the analysis showed that the average debt per borrower was over $37,000 for federal student loans and nearly $55,000 for private loans. But is it really a big deal when incomes are at record highs and the unemployment rate

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