Never ask to borrow money from a friend or family member. If you do, you’re likely asking for trouble. You might no longer be friends once money is involved. It is much better to find a way to come up with the money on your own, especially if it is a want and not a […]
Never Ask To Borrow Money From A Friend Or Family Member Read More »
Right before the pandemic began in 2020, the question I posed for all of you was: If the economy tanked, would you be ready? How about if World War III broke out? I asked this question before 2019 was an extraordinary year for returns. Something bad was bound to happen, and it did! Let’s do
If The Economy Tanked, Would You Be Ready? Read More »
The worst type of debt is consumer debt. And most consumer debt is paid for using a credit card. With the average credit card interest rate in the mid-to-high teens, consumers with revolving credit card debt are often stuck in a negative death spiral. One reason why consumer debt is so bad is due to
Paying The Average Credit Card Interest Rate Will Keep You Poor Forever Read More »
One of the things many responsible parents are doing today is saving for college, usually in a 529 plan. Not saving for college and expecting a student loan bailout in the future is bad planning. The same goes for not saving for retirement and hoping the government will take care of you once you can
Child Millionaires: Not Necessary Thanks To Canceling All Student Debt Read More »
Want to learn how to get out of massive credit card debt? You’ll learn how in this step-by-step post. I don’t discuss too much about credit cards on Financial Samurai because I’ve only got two (a cash back rewards card, and a cash back business card) and nothing much happens except for racking up rewards
Steps To Get Out Of MASSIVE Credit Card Debt Due To Lifestyle Inflation Read More »
The average credit card debt is on the rise and the U.S. average household owes a crippling amount. According to Transunion, the average credit card debt per U.S. adult is $5,525 in 2021. And for US households, the average credit card debt balance is $7,938 per Wallethub. Another interesting stat on the average credit card debt
How Much Is The Average Credit Card Debt Per Household? Read More »
Here are the best credit cards today if you are looking for an awesome rewards credit card. There are so many great offers, so how do you decide which ones to get? Let’s how many credit cards you should have until it’s too late. One day I was having lunch with a buddy of mine
How Many Credit Cards Should I Have Until It’s Too Many? Read More »
The average interest rate by debt type is important to know to utilize debt more efficiently. This article will look at the average interest rate for auto loans, credit cards, and mortgages. We are an indebted nation thanks to our desire for more and our financial system’s ability to grant us more. When used appropriately,
Average Interest Rate By Debt Type: Auto, Credit Card, Mortgage Read More »
Here are the best rewards credit cards for your review. I’ve spent dozens of hours analyzing the best cash back and sign-up bonuses today. There once was a time I was rich, but never famous as I traveled internationally four times a year for business. Each destination hosted loads of other folks who wanted to
Who Should Get A Black Card? Probably Not You! Read More »
These are the best rewards credit cards today. They have the best cash back credit card rewards and the highest sign-up bonuses. I used to receive a ton of credit card solicitations in the mail until I finally put my address on the do not spam list. Some of the credit card rewards offers really
Don’t Let A Credit Card Rewards Program Change Your Spending Habits Read More »
