A super motivated boyfriend is great. There’s just one problem, you might have trouble locking him down. “Why won’t he marry me?” pops up a lot nowadays. Seemingly beautiful, smart women can’t find the love of their lives, and when they do, they can’t lock them down. Women have it tougher today. It amazes me
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I’d like to highlight how difficult it is to get pregnant, stay pregnant, and work while pregnant. My hope is the more aware people are about the difficulties of pregnancy, the more compassion there will be for pregnant women and moms in general. I’ve come across too many heartless folks who make pregnant women feel uncomfortable at
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Are you wondering whether to pay down debt or leverage up to buy more property? It’s a good dilemma to have given interest rates are at record-lows. Meanwhile, the value of real estate is going up. We’re all spending more time at home and having a nice house rocks. Let me offer a framework on
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You would think there would be no mortgage refinance fees in a no-cost refinance. However, there are plenty of mortgage refinance fees to be aware of! They just aren’t apparent in the fee document. Please remember nothing is ever free when it comes to a mortgage refinance. The costs are baked in somewhere because banks
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If you are going to get a car, understanding car insurance basics is vital. Once you know the car insurance basics, you can get the appropriate insurance that fits your needs and budget. One of the key decisions in deciding what car to buy is assessing how much all the other costs are that come
Car Insurance Basics For Dummies: Comprehensive To Collision Read More »
When you’re interviewing for a company, sometimes the interviewer will ask: What is your biggest weakness? This is a difficult question to answer. If not careful, you could blow yourself up for sounding too confident, arrogant, or false. Why Interviewers Ask “The What Is Your Biggest Weakness?” Question When an interviewer asks “What is your
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This article will teach you how to negotiate a severance package and break free from a job you dislike. Life is too short to keep doing something that brings you no meaning, purpose, or happiness. I am the bestselling author of How To Engineer Your Layoff: Make A Small Fortune By Saying Goodbye. The book
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In early 2020, I had an early retirement master plan of retiring at age 45 by the end of 2022. Let’s review the plan given it’s now past the target date for re-retirement. I turn 49 in mid-2026. Here’s what I wrote in early 2020 right before the pandemic began on January 6, 2020. Then
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FICA stands for Federal Insurance Contributions Act and consists of a Social Security tax and a Medicare tax. Social Security tax is 6.2% and Medicare tax is 1.45% for a combined FICA tax rate of 7.65%. FICA tax is very important for everyone to understand because so often we only think about federal tax rates
Maximum Taxable Income Amount For Social Security Tax (FICA) Read More »
There was a refinance BOOM in 2020 and 2021 because mortgage rates plummeted to all-time lows. Well-qualified borrowers are getting much lower rates than headline averages. Just be aware of a mortgage refinancing miscalculation that can prove to be costly: the lender taking forever. Let me tell you one of my favorite jokes. Elizabeth, Donald,
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