The definition of cash used to simply be coins and paper currency. Then the definition of cash spread to checks, money orders, and even credit with the rise of financial institutions agreeing to hold your money for an agreed upon interest rate. Banks and credit unions make money by making a spread on deposits. They […]
The Definition Of Cash Keeps On Expanding Read More »
At least once a year, you need to do an asset allocation review. An asset allocation review will help make sure you have the proper risk exposure. In a bull market, the wealthy get way more wealthy than the average person. Even if your $300,000 portfolio is up 30% to $390,000 this year, that’s nothing
Asset Allocation Review – How Much Richer Do You Feel In This Bull Market? Read More »
Getting a price match guaranteed on purchases is important if you want to save money and get the best deal possible. Let me share an easier way to get a price match guarantee. It occurred to me that getting a guaranteed price match might be easier than the five steps I outlined in my holiday
An Easier Way To Get A Price Match Guarantee On Purchases Read More »
There’s an old saying that one should, “Make hay when the sun is shining.” Do you work harder or relax more during good times? When I was in my 20s I had two modes of work ethic. 1) Work hard and 2) Work harder. I’d wake up around 4:30am every morning in NYC from 1999-2001
Do You Work Harder Or Relax More During Good Times? Read More »
We’ve discussed the curiosity of financial hoarding as well as one way in which to eradicate the disease by revealing our desires for public shaming. If we feel ashamed, we simply don’t spend as much money. Some folks found it a little strange that I find delight in getting judged for having spending desires. After
The Key To Happiness Is Saving More Not Making More Money! Read More »
Everybody has heard of Capital One’s catchy slogan, “What’s In Your Wallet?” so I decided to have a look for myself and hopefully do some comparison with all of you. Capital One was kind enough to sponsor this post. I hate thick wallets because they are uncomfortable to sit on. If I could have a copy
What’s In Your Big Juicy Wallet? – Sponsored Video Read More »
Although the community won’t let me spend money, I still enjoy buying things for others throughout the year and during the holidays. To love is to give after all! Like many of you, I absolutely hate physically shopping for things during sales. Places like WalMart, Target, and Best Buy go absolutely crazy! From the stress
A Holiday Shopping Strategy Guide To Get The Best Deals Read More »
The following is a guest post by Colleen Kong-Savage on why she is in favor of eating out in the big city. She is in the middle of changing her financial habits after a recent divorce. I’m a big proponent of tackling specific financial habits one at a time vs. all at once to increase
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Company off-sites are important to boost business and morale. Ever year, Financial Samurai goes on a company off-site to plan fo the following year. The sun now sets at 5pm and it only gets to a high of ~64 degrees nowadays in San Francisco. Despite the cold, winter is one of the best seasons in
Making The Most Of Company Off-Sites: More Productivity, Less Boondoggling! Read More »
The following is a guest post from reader, Erin Opalek. Erin is a married 30-something saver who engages in synchronized saving and other questionable leisure sports. She shares her personal finance advice for couples. Over the years, I’ve had a bunch of married friends express a desire to get their personal finances in order. Pretty much
