How To Convince People You Are Middle Class When You’re Actually Rich

As the wealth gap continues to widen, it may be beneficial to learn how to convince people you are middle class when you’re actually rich. Otherwise, you might become target enemy number one when the revolution comes! To get things out of the way, I feel rich. Not only do I feel rich, but I […]

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The Ideal Withdrawal Rate For Retirement Does Not Touch Principal

The ideal withdrawal rate for retirement does not touch principal. Ideally, you want to live off your retirement principal income for the rest of your life. This way, you won’t have to stress about running out of money. Further, if you never touch principal, you can leave a legacy for your children and charities following

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1Q 2021 Review: What’s Next For Stocks, Real Estate, And Bonds

Before reviewing my 1Q 2021 and discussing what’s next for various asset classes, let’s talk about hard things. Waiting for the opportune time to propose after buying an engagement ring is hard. The ring just starts burning a hole in your pocket. But do you know what’s even harder? Writing an April Fool’s Day post

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Finally Bought My Beachfront Dream House! Here’s How It Went Down

Well folks, I decided to take my revenge spending seriously and buy myself a beachfront dream house. I was going to wait until my family moved to Hawaii before making the splurge. But after such a rough 12+ months, I asked myself, why wait? I’m not getting any younger! Ever since I landed my first

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Clarifying The $250,000 / $500,000 Tax-Free Home Sale Profit Rule

The $250,000 / $500,000 tax-free home sale profit rule is a fantastic benefit for homeowners who have lived in their homes for two out of the past five years before selling. The rule is also called the tax-free exclusion rule for real estate. The tax-free profit exclusion rule essentially says if you are single, you

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Hiring An Au Pair May Be The Best Childcare Decision A Family Makes

If you’re thinking about hiring an au pair, you know firsthand how much work is involved in raising kids. The pandemic switched life to extreme hard mode for working parents with young children. Hiring an au pair is one of the best ways to save on childcare and have more consistent and flexible help. Thankfully,

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Don’t Make Over $400,000 A Year: Look At How Goldman Analysts Suffer

If you want to be happy, don’t make over $400,000 a year at your job. It usually requires long hours and lots of stress to make over $400,000 a year. In addition, you’ll have to pay a 35% federal marginal income tax rate. Any envy you may have about people making high incomes is often

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