Universal life insurance is a type of permanent life insurance policy. A permanent life insurance policy is a policy that lasts a policyholder’s entire life. There is a death benefit paid out to beneficiaries and a cash value that builds up over time. Universal Life insurance is one of the most popular types of permanent […]
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If you can make it in Hawaii, you can make it anywhere. Hawaii is one of the best places to live, but it’s expensive and the pay is low. The median home price in Honolulu, for example, is roughly $700,000 in 2025. Honolulu is my preferred destination, but it is expensive. But at least it’s
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Real estate is my favorite investment asset class to build wealth for regular folks. For hundreds of years, real estate has built tremendous wealth for millions of people. I don’t expect this trend to ever change in our lifetimes. Today, investors can invest in high quality residential and industrial real estate across the country with
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In The United States, an accredited investor is someone who has a net worth of at least one million dollars, excluding the value of their primary residence, or has income of at least $200,000 a year for the last two years or $300,000 together with a spouse, with the expectation to make at least as
Is The Definition Of Accredited Investor Fair? Read More »
If you were to guess what the average new car price is nowadays, what would you guess? I guessed $25,000, since my Honda Fit is sweet for an economy car and only costs $19,600 new. Given I’m frugal, leaving a 20% upside pricing buffer seemed logical. Too bad I was way off! According to Cars.com, the
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Have a teenager? Get an umbrella insurance policy asap if you don’t want the risk your teenager bankrupting you. Yes, you love them, but they can put your finances at risk due to all the trouble they get into. Even though my kids are young, I’m not waiting for their teenage years to get insured.
Get An Umbrella Insurance Policy – Your Teenager Is Going To Bankrupt You Read More »
Following the easiest real estate investing strategy will make you a wealthy person over time. As a real estate investor since 2003, I want to now share this real estate investing strategy with you. Ever since selling an SF rental property in 2017, I’ve been a happier man. Not having to deal with disrespectful tenants
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Are you wondering whether you can collect unemployment insurance if you have passive income? The quick answer is YES. Collecting unemployment insurance (unemployment benefits) is completely separate from how much you make in passive investment income. By definition, passive income is not earned income. It’s income generated by existing investments. The government isn’t going to
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You’ve got your undergraduate degree and now you’re debating if you should go to graduate school. I’ve been in your shoes. I too wondered should I go to grad school? It’s a big commitment. Tuition can get quite expensive, especially if you quit working full-time to go to graduate school. However, earning a graduate degree
Should I Go To Grad School? Get Rich Or Die Trying! Read More »
After working for 10 consecutive years post college, I no longer wanted to be rich. Instead, I wanted to be free and went John Galt in an attempt to unplug from the Matrix. It took three more years of planning but I finally managed to escape, or so I hope. There’s just one nagging feeling
