A you considered average in the workplace? Well, there’s an upside of being average at work you may not have considered. Work reviews are a part of work life. Reviews are a great opportunity to highlight your wins and listen to constructive feedback so you can ultimately do better and earn more money. Unfortunately, we […]
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If you want to save money, the proper geoarbitrage strategy is not moving to a developing country to save money. That’s too disruptive for most people, especially households with kids. The proper geoarbitage strategy isn’t relocating to another state either. Instead, the the best geoarbitrage strategy is to first look within your own city. This
The Proper Geoarbitrage Strategy: First Your City, Then Your Country, Then The World Read More »
You know what’s better than successfully refinancing your mortgage at a lower rate? Getting a free mortgage loan modification at a lower rate without all the paperwork, hassle and fees. A mortgage loan modification is when the bank contacts you and basically says, “Hey good looking! Do you want some free money? If so, you’re
How To Get A Mortgage Loan Modification: In Search For Lower Rates Read More »
In theory, the maximum possible Social Security benefit in 2021 for someone who retires at full retirement age is $3,148, up 2.6% YoY. However, in order to collect the maximum benefit, you would need to earn the maximum taxable amount for 35 total years. Given the maximum taxable amount was $142,800 for 2021, this was no easy feat. According
The Average Social Security Benefit Is Not Enough For Retirement Read More »
Let me share you a story of about the importance of the home appraiser when it comes to refinancing your mortgage or qualifying for a new mortgage. My previous mortgage refinance took 65 days, and I wanted to share what I learned. Back before the financial crisis, a refinance would take at most 40 days
Sweet Talking Your Home Appraiser Pays Off Read More »
Making six figures a year is a lot of money. However, depending on where you live, making six figures may still not make you feel rich! Due to higher cost of living and inflation, making six figures is no longer a guarantee for high living. One of the great things about America is freedom. Tired
How To Make Six Figures A Year And Still Not Feel Rich – $200,000 Income Edition Read More »
Spending money on vacation is easy to do. It’s one of the weirdest money phenomenons I’ve noticed. People spend way outside their normal limits while on vacation. It’s as if we enter a casino where money has no value because everything is clay chips. Vacation money is crazy money. With millions of people itching to travel after
Spending Money On Vacation Is Easy: Vacation Money Is Crazy Money Read More »
Do “C” students deserve “A” lifestyles? I don’t think so. But it is probably because “C” students think they deserve “A” lifestyles that there is so much tension, debate, and misery in the workplace. “C” Students And “A” Lifestyles Back in the 9th grade, I remember goofing off quite a bit with my buddies. We skipped
Do “C” Students Deserve “A” Lifestyles? Read More »
BuzzFeed, a VC-backed news and entertainment website, recently announced it was laying off 15 percent of its workforce, or roughly 200 people. BuzzFeed’s head of HR, Lenke Taylor noted that the company is giving all laid-off employees severance packages of a minimum 10 weeks pay. Unfortunately, those employees who only get 10 weeks of severance
Using Vacation Days Before A Severance Negotiation: BuzzFeed Case Study Read More »
The average interest rate by debt type is important to know to utilize debt more efficiently. This article will look at the average interest rate for student loans, auto loans, credit cards, and mortgages. We are an indebted nation thanks to our desire for more and our financial system’s ability to grant us more. When
Average Interest Rate By Debt Type: Auto, Credit Card, Mortgage Read More »
