Don’t Let A Credit Card Rewards Program Change Your Spending Habits

These are the best rewards credit cards today. They have the best cash back credit card rewards and the highest sign-up bonuses. I used to receive a ton of credit card solicitations in the mail until I finally put my address on the do not spam list. Some of the credit card rewards offers really […]

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Joining Startups Will Probably Make You Poorer Rather Than Richer

Joining startups will likely make you poorer, not richer. Let me explain as someone who has lived in the startup capital of the world, San Francisco, since 2001. I have literally met thousands of people who have joined startups and less than 10% of them got rich. I’m talking a top 1% net worth. Several

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Investment Philosophies From Jack Bogle Of Vanguard Group

Jack Bogle is one of America’s iconic investors and I’m a fan. He is well known for founding and growing the second largest mutual fund company in the world, The Vanguard Group with over $3 trillion in assets under management. Let’s look at his investment philosophies. You may be surprised to know that Bogle was actually

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How To Pick A Robo-Advisor In The Digital Wealth Management Era

This post will show you how to pick a robo-advisor in the digital wealth management era. Long gone are the days of paying 1% – 3% for a traditional wealth manager to manage your money. Today, you can use free wealth management tools online to manage you money yourself! Thanks to the internet and innovation,

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Quitting Your Job Is Selfish: Engineering Your Layoff Is The Ethical Way To Go

Quitting your job is selfish. The better way to quit your job is to engineer your layoff by negotiating a severance. Everybody wins when you engineer your layoff as you find, hire, and train your replacement. If you quit your job and only give two weeks notice, you are likely leaving your employer in a

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Use The Family And Medical Leave Act (FMLA) To Negotiate A Severance Package

It’s been about ten years since I first released How To Engineer Your Layoff to the world. One of the chapters talks specifically about The Family And Medical Leave Act (FMLA). The ebook is a niche product specific to helping people break free from a job they no longer care about by negotiating a severance. Growing old and being

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