Fight for financial independence every day. There’s something really confusing that maybe you can help explain. I don’t understand why some people criticize others for doing the following: Saving and investing more than 20% of their income Taking stock of all their cash during times of volatility Working more than 50 hours a week Developing side […]
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In the great debate between real estate versus stocks, I give a slight nod towards real estate. When I was young, I wanted real estate because having it felt like I had arrived. Now that I’m middle-aged, I want real estate so I can provide a stable environment for my family. After taking over 500
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If you want to save money on property tax, please don’t call the assessors office to update your city property records. Instead, let the inefficient, bureaucratic machine take its sweet time! The property assessor’s goal is to try and extract as much money from homeowners as possible. Your goal as a homeowner is to save
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Europeans see money differently from Americans. Where Americans are obsessed with money, Europeans seem to have a lighter approach about money. In other words, Europeans work to live while Americans live to work. After almost finishing my loop around Stonehenge, I stumbled across a French woman who was lying on the ground sideways. She adjusted
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One of the things many responsible parents are doing today is saving for college, usually in a 529 plan. Not saving for college and expecting a student loan bailout in the future is bad planning. The same goes for not saving for retirement and hoping the government will take care of you once you can
Child Millionaires: Not Necessary Thanks To Canceling All Student Debt Read More »
Applying for a mortgage today is truly one of the most eye-opening financial experiences ever. The financial crash has made getting a mortgage much more difficult. This is disappointing since the financial crash has brought mortgage rates down to all-time lows in the new decade. I now know why many consumers had absolutely NO CHANCE in
Proof Banks Caused The Financial Crash: The Cancer Of MORE Read More »
It’s been two weeks since I found out I was being scammed by my insurance company. I sent in my 8 month old house appraisal to Tricky Dick, who is trying to raise my home insurance premium by 45% since their inspection 7 months ago. Their shady inspector made my house 50% larger than it
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There’s a happiness conundrum that needs solving. Despite living in a rich country with income levels that put us in the top 1% in the world, there are still many unhappy people. This post explores why we are not happier and what we can do to elevate our happiness. At the end of the day,
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Want to learn how to get out of massive credit card debt? You’ll learn how in this step-by-step post. I don’t discuss too much about credit cards on Financial Samurai because I’ve only got two (a cash back rewards card, and a cash back business card) and nothing much happens except for racking up rewards
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The average credit card debt is on the rise and the U.S. average household owes a crippling amount. According to Transunion, the average credit card debt per U.S. adult is $5,525 in 2021. And for US households, the average credit card debt balance is $7,938 per Wallethub. Another interesting stat on the average credit card debt
How Much Is The Average Credit Card Debt Per Household? Read More »
