In a rising interest rate environment, you need a mortgage pay down strategy. When inflation is high, mortgage rates are high. And if you have to refinance or get a new mortgage, then it will cost you more. Below is a case study on how to think about paying down your mortgage when mortgage rates […]
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Tuition hike for students is like a tax hike for the rich. Eventually, everybody wants to get their money. ben if you are a student or a lower-income person. In a stunning move to shore up a $535 million budget gap, the UC Regents in 2009 voted to raise student undergraduate tuition by 32 percent (to
Tuition Hike For Students Is Like A Tax Hike For The Rich Read More »
The following is a guest post by Holly, a freelancer writer and blogger I’ve known for over five years. I’ve seen her grow her side-hustle, ClubThrifty.com from a tiny site to one that has allowed her and her husband, Greg to quit their day jobs. Freelance writing is the easiest way to get started making money
The Freelance Writing Lifestyle: An Easy Way To Make Money Online Read More »
Everybody needs to borrow money some time. Peer-to-peer lending is a good alternative if you don’t want to pay usurious rates from loan sharks, if you’ve been denied a loan by your local bank or credit union, or if you are just too embarrassed to ask someone you know for help. From $1,000 for an
The Main Reasons To Borrow Money Through Peer-To-Peer (P2P) Lending Read More »
Most people dream about getting rich. Yet, many of those people aren’t willing to put in the work. Are you too proud to be rich? I hope not! Let me share with you some great insights I learned from a visit I had to Uber’s corporate office in San Francisco years ago. I, along with
Are You Too Proud To Be Rich? When Uber Drivers Make More Than Most Uber Employees Read More »
As an investor, you need to adopt a Yin Yang Investor Mindset. In other words, always recognize that whenever one asset class is booming, another asset class may be suffering. If you feel like you missed the boat with one investment, just know there’s another boat somewhere in the world waiting. My investment mindset as a retiree
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Wow! Donald Trump will be the 45th President of The United States. The polls were wrong. The political pundits were wrong. And I was wrong as well. We’re now going to experience a hammering in all stock markets around the world due to policy uncertainty. Hopefully the sell-off is very temporary like Brexit’s. The only thing
Donald Trump Wins! Moving To Canada Is Out Of The Question Read More »
Student loan debt is at a record high at about $1.8 trillion. In a January 2023 report, the analysis showed that the average debt per borrower was over $37,000 for federal student loans and nearly $55,000 for private loans. But is it really a big deal when incomes are at record highs and the unemployment rate
Average Student Loan Debt Is At A Record High – Where’s The Crisis? Read More »
Some people have told me they plan to retire abroad if Donald wins. Others have said they’ll just stop working so much if Hillary gets elected. Will you be doing anything differently if Hillary or Donald gets elected now that Donald is going to be the POTUS for the next four years? I’m curious to know whether
How Does Your Financial Life Change After The Presidential Election? Read More »
Now that President Obama has won, I’d like for us to have a mature discussion on the investment and economic outlook for the next four years. Let’s also touch upon how we should act in public now that big government is here to stay. In order to create wealth, we must make reasonable assumptions about the future
Investment And Economic Outlook Post President Obama Victory Read More »
