I’ve made the argument a good credit score doesn’t matter much anymore. So if you have a bad credit score, all isn’t lost. The post gave examples of renting an apartment, finding a job, buying a car, and getting into school where the credit score didn’t help or hurt at all. Even SoFi, one of the largest emerging student lenders […]
How A Bad Credit Score Ruined A Person’s Career Read More »
You might have the cheap disease, which will hurt the quality of your life. On your road to financial independence, you want to spend enough to enjoy everyday without worrying about running out of money. 4pm – 5:15pm was our doubles court time. At 4:05pm, our 4th player group texted us to say he was waiting for
Curing The Cheap Disease For A Better Life Read More »
Here are are some tips for borrowers of peer-to-peer lending. Peer-to-peer lending has become a popular way for more borrowers to access money beyond going to a traditional bank. Frankly, I think getting a personal loan from a marketplace like Credible is the most efficient way to borrow money nowadays. Rates have come way down
Tips For Borrowers Of Peer-To-Peer Lending: Insights From A P2P Investor Read More »
How safe are we really? It’s hard to know when you hear about an Uber driver gunning down six people in Kalamazoo, Michigan between rides. He had a 4.73 rating out of 5.0, and had zero traffic violations since 2006. Granted, he did have six speeding tickets before 2006, which should have raised eyebrows, especially if one’s function is
Before Requesting An Uber – Things To Know And Do To Keep Safe Read More »
If you go close to the edge, you’ll realize what’s possible. In my quest to make my life worse, to ultimately make life more enjoyable, I’ve continued to look for full-time work to test my resolve. Every time I step into an interview room, I change my mindset from a guy with financial freedom, to a
Step As Close To The Edge As Possible To Love Your Life More Read More »
Do you really think it takes a genius to be rich or run a country? The reality is, it doesn’t take a genius to do these things. Instead, it takes tenacity and grit. Let’s say you are 44 years old and over the past 10 years earned over $2.3 million in gross income. For someone who
It Doesn’t Take A Genius To Be Rich Or Run A Country Read More »
On December 10, 2008, Bernie Madoff’s two sons told authorities their father was running a $65B Ponzi scheme for decades. Supposedly the sons and mother had no idea. Beware, ponzi schemes are everywhere. Bernie’s scheme began to unravel after the financial crisis in 2008 catalyzed a series of fund redemptions, which ultimately forced Bernie to come clean to
The Father Of All Ponzi Schemes Will Cause The Mother Of All Financial Meltdowns Read More »
Imagine being 31 and single, not by choice, but by circumstance. You’ve gone through several bad relationships and looked back asking yourself what were you thinking. There was this one guy you dated who was secretly married – no wonder why you could never go over. Then there was this other person who after two years still wouldn’t commit. You were
When Do You Give Up And Marry A Resume Instead Of A Soul Mate Read More »
When the is raising interest rates, your adjustable rate mortgage probably needs to be refinanced. The reason is because adjustable rate mortgages (ARMs) are priced based off a short-term rate index plus a margin, such as the Fed Funds rate or LIBOR. When the Fed Funds or LIBOR rate starts rising, so will your ARM
Your Adjustable Rate Mortgage Probably Needs To Be Refinanced! Read More »
We all know that Donald Trump won the presidency after Obama. During this time, Donald Trump’s net worth has tanked given the contentiousness of his presidency so far. This was a guest post that highlights the net worth of American presidential candidates. Today, Joe Biden is President and plans to raise taxes and push a
The Net Worths Of American Presidential Candidates Back In 2016 Read More »
