After a turbulent 2020, I’m positive about 2021’s outlook for stocks and real estate. We should see significant GDP growth (3-5%), a strong rebound in corporate earnings (20%+), and a massive unleashing of spending (saving rate back down to ~6%). As a result, there’s a high probability we will see new record highs in many […]
2021 Financial Samurai Outlook For Stocks And Real Estate Read More »
Sometimes an experience is so painful it’s helpful to try and forget it ever happened. But something recently transpired that has allowed me to relive my anxiety with all of you. It has to do with a severance package. This post is an important reminder about the dangers of written communication. Always be careful with what you
How One E-mail Almost Ruined My Severance Package And My Life Read More »
This post will teach you how to get the lowest mortgage interest rate possible to save money. Mortgage interest rates have increased by roughly 2% since the start of 2022. Therefore, it’s more important than ever to position yourself for a lower rate. Thankfully, homeowners have gained a huge amount of equity since 2012. I
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Avoid career-limiting moves if you want to get rich. Your career is likely your number one money-maker. If you blow up your career, you will likely blow up your finances. Unfortunately, if you blow up your finances, you will become a bitter person who decides to hate other people for their success. If you hate
A List Of Career-Limiting Moves To Blow Up Your Future Read More »
If you read about the 1031 exchange, you’ll immediately think it’s the greatest thing on earth for real estate investors. What’s not to like about paying zero capital gains tax after the sale of a property? However, this article will discuss the various reasons not to do a 1031 exchange to save on taxes. The
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Your net worth composition will likely change the wealthier you get. The wealthier you get, the generally more conservative your net worth allocation. However, wealthier people also have more of their net worth in business equity as you’ll see below. For example, my net worth composition in my 40s looks nothing like it did when
Net Worth Composition By Levels Of Wealth: Build A Business Already Read More »
Want to learn how to pay no taxes? Or how about how to pay less taxes for the rest of your life? Read on. I’ve been studying up on tax laws since 1999. You might not be able to pay no taxes. However, this post should help you pay less taxes. For most of us,
How To Pay Little-To-No Taxes For The Rest Of Your Life Read More »
Coming up with a sizable down payment is one of the key barriers to affording a home. Learning how to invest your down payment if you’re planning to buy a house is a whole other issue. On the one hand, you want to invest your down payment conservatively so that’s it’s available once you find
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The maximum amount of earnings subject to the 6.2% Social Security payroll tax climbed to a record $176,100 in 2025, up from $132,900 in 2019 for reference. As a result, your goal should be to increase your investment income so you can earn more tax efficiently. In other words, those lucky enough to have jobs
Income Types Not Subject To Social Security Tax: Earn More Tax Efficiently! Read More »
Since 2009, both the S&P 500 and the US aggregate bond market have performed well. This article will look at the best asset allocation of stocks and bonds by age in detail. The best asset allocation is subjective in that it depends on your financial goals, risk tolerance, and existing financial health. I used to
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