If you are looking for a digital wealth advisor, you should compare Personal Capital versus Betterment. Both are tech-driven, user friendly, and innovative. My favorite of the two is Personal Capital, which I’ve used regularly for well over a decade. Now let’s dig into the details of Personal Capital versus Betterment and you can decide […]
Personal Capital Versus Betterment Comparison Read More »
Europeans see money differently from Americans. Where Americans are obsessed with money, Europeans seem to have a lighter approach about money. In other words, Europeans work to live while Americans live to work. After almost finishing my loop around Stonehenge, I stumbled across a French woman who was lying on the ground sideways. She adjusted
How Europeans See Money Differently From Americans Read More »
There’s a happiness conundrum that needs solving. Despite living in a rich country with income levels that put us in the top 1% in the world, there are still many unhappy people. This post explores why we are not happier and what we can do to elevate our happiness. At the end of the day,
Solving The Happiness Conundrum In Five Moves Or Less Read More »
It frustrates that bad things tend to stay bad for so long. The other night I had drinks with an old friend. She told me her husband had struck her to the ground during some petty argument about coming home late from work. She showed me a snapshot on her phone of the bruises she
Why Bad Things Stay Bad For So Long Read More »
The average credit card debt is on the rise and the U.S. average household owes a crippling amount. According to Transunion, the average credit card debt per U.S. adult is $5,525 in 2021. And for US households, the average credit card debt balance is $7,938 per Wallethub. Another interesting stat on the average credit card debt
How Much Is The Average Credit Card Debt Per Household? Read More »
The decision to buy or rent a home is big one, especially if you’ve never purchased real state before. Here’s my story about how I decided on buying a home vs renting. For me, the decision came up one rainy winter. Rain during the winter in San Francisco means lots and lots of snow in
How To Decide Whether To Buy Or Rent A Home Read More »
Dear Financial Independence Seeker, let me share how you can be your own professional money manager. The rich get rich by buying appreciating assets like stocks, bonds, real estate, and fine art. The people who don’t get rich spend their money on depreciating assets like cars they can’t comfortably afford, and clothes that are never
How To Be Your Own Professional Money Manager Read More »
When I was a young buck, I used to travel like a maniac for work. I racked up travel miles fast because I was earning them non stop. I was based in Manhattan and had to cover clients in Florida, Bahamas, Iowa, Texas, Colorado, and California. Then, there were the necessary quarterly or semi-annual pilgrimages
We all know that San Francisco is an expensive place to live. San Francisco is second only to Manhattan (not New York City) as the most expensive area in America. So much do you have to make in San Francisco to feel well-off? For example, the Department of Housing and Urban Development (HUD) says that
Are you wondering how do millionaires and billionaires make their money? Let me tell you after going to a dinner party with several of these rich folks. 1. One public company founder and CEO worth ~$5B. You’ve all heard of this guy. 2. One public company CEO worth ~350 million. You’ve all heard of his
How Do Millionaires And Billionaires Make Their Money? Read More »
