I’m a late adopter, which is why I haven’t thought too much about artificial intelligence (AI). I’d rather have early adopters figure out all the kinks first so I can better spend my time using the technology. However, at a kid’s birthday party one Saturday, a dad, who works in finance, came up to me […]
Artificial Intelligence: How To Protect Yourself And Benefit Financially Read More »
Are you trying to determine your level of financial satisfaction or dissatisfaction? After all, if you’re more satisfied financially, you should also be happier and less stressed. Good news! The FS Wealth Reality Ratio (FSWRR) will help you quantify your feelings and reveal the unhappiest cities in America! The core attribute about the FS Wealth
The Unhappiest Cities In America Based On A New Wealth Reality Ratio Read More »
Let’s say you’ve currently got a good amount of cash to invest. $250,000 in this case. With still-high interest rates, expensive stock market valuations, and continued trade wars, investing is now getting trickier. At the same time, inflation has peaked and now the Fed will likely be resuming its rate cuts multiple times for the
How I’d Invest $250,000 Cash In Today’s Market Read More »
The older you get, the more you will value life because you have less of it. If you want to live longer, you should aim to grow richer and live in a more hospitable place. As you will see in this article, the correlation with life expectancy, wealth, and location is strong. In 2025, life
Your Life Expectancy Depends Greatly On Wealth And Location Read More »
Are you finding yourself stressed out more often? Are you feeling burned oput after the pandemic or amidst all this chaos and uncertainty due to Trump’s ridiculous trade wars? If so, maybe the source of all stress in life is giving a giant crap. The less you can give a crap about things, the less
The Source Of All Stress In Life: Giving A Giant Crap Read More »
In 2010, Nobel Prize winners Daniel Kahneman and Angus Deaton from Princeton University argued that $75,000 was the ideal income where happiness increased no further. As someone who made as little as $4/hour at McDonald’s to multiple six figures a year working in investment banking, it was clear to me happiness continued way beyond the
Why Nobel Prize Winners Were So Wrong About The Ideal Income For Happiness Read More »
Are you wondering how much do Ivy League graduates make and what do they do? Let me tell you as someone who has hired Ivy League graduates and worked with them for decades. When I worked at Goldman Sachs in NYC, we routinely rejected kids from Ivy League schools like Harvard, Princeton, and Yale. It
How Much Do Ivy League Graduates Make And What Do They Do? Read More »
Have you ever wondered why there is so much angst and anxiety from some high-income earning households that seem to have it all? Based on my years of research, the three main reasons are: 1) never-ending comparison, 2) a lack of generational wealth, and 3) having children. Generational wealth is next-level wealth. If you have
Generational Wealth And The Angst Of The Not Rich Enough Class Read More »
College is expensive and will only get more expensive over time. If you can get good college financial aid in terms of grants and scholarships (free money), as opposed to bad financial aid (loans), attending college will be much more affordable. We’ve already talked about the different ways for us to pay for college. Now
Free Money! How To Game The College Financial Aid System Read More »
Want to save money for college? Use an HSA (Health Saving Account) to shield assets on your FAFSA application to get more free money for college. The college financial aid form doesn’t recognize the money in your HSA as an asset! Further, the HSA is tax-deductible, able to grow tax-free, and able to be withdrawn
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