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Financial Samurai

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Latest Posts

Early Retirement / FIRE Is Becoming Obsolete

Why Early Retirement / FIRE Is Becoming Obsolete

11 Comments

Rolling Over Leftover 529 Funds Into A Roth IRA: Who Cares?

Rolling Over Leftover 529 Funds Into A Roth IRA: Who Really Benefits?

22 Comments

The Best Reason To Retire Early: Years Of Greater Happiness

The Best Reason To Retire Early: Years Of Greater Happiness

47 Comments

The Triple Benefit Of Paying Off Your Mortgage Early

The Triple Benefit Of Paying Off Your Mortgage Early

85 Comments

Foreign Real Estate Investors Are Coming To Buy Up American Homes

Foreign Real Estate Investors Are Coming To Buy American Homes

115 Comments

Economic Devastation Might Be Exactly What We Need To Get Ahead

Economic Devastation Might Be Exactly What We Need To Win

39 Comments

The one ingredient vital for achieving financial independence

The One Ingredient Necessary For Achieving Financial Independence

162 Comments

Is being an entrepreneur worth it? Taking a leap of faith

What If You Take A Leap Of Faith And Your Dreams Don’t Come True

51 Comments

Six Ways To Survive The "War On Merit"

How To Survive The War On Merit: When Hard Work Isn’t Enough

68 Comments

Losing All Your Money Investing On Margin May Not Be The Worst Thing

Losing All Your Money Investing On Margin Is Not The Worst Thing

36 Comments

2023 Financial Samurai Goals: Back To Easy Living!

2023 Financial Samurai Goals: Back To Easy Living

58 Comments

2022 Financial Samurai Year In Review: Family Over Money

2022 Financial Samurai Year In Review: Family Over Money

22 Comments

2023 Housing Price Forecasts: More Bears Than Bulls

2023 Housing Price Forecasts: More Bears Than Bulls

35 Comments

2023 Wall Street Forecasts Of The S&P 500

2023 Wall Street Forecasts For The S&P 500: Huge Dispersion

50 Comments

How To Enjoy Your Life After The Fed Ruins The World

How To Enjoy Your Life After The Fed Ruins The World

191 Comments

The Second Biggest Financial Mistake You Can Ever Make

The Second Biggest Financial Mistake You Can Ever Make

50 Comments

Minimalism And Early Retirement Go Perfectly Together

Minimalism And Early Retirement Go Perfectly Together

34 Comments

How I'd Invest $250,000 In Today's Bear Market

How I’d Invest $250,000 Cash In Today’s Bear Market

107 Comments

Your Wealth Is Mostly Due To Luck: Be Thankful!

Your Outsized Wealth Is Mostly Due To Luck: Be Thankful!

146 Comments

How To Become A Good-Enough Investor: Investing Lessons Since 1996

How To Become A Good-Enough Investor: Investing Lessons Since 1996

34 Comments

The Risks Of Retiring Early And How You Can Better Prepare

The Ideal Retirement Age To Minimize Regret And Maximize Happiness

236 Comments

It's Easier To Generate More Passive Income In A Bear Market

It’s Easier To Generate More Passive Income In A Bear Market

81 Comments

Private Real Estate Investing: Seven Takeaways After Five Years

Private Real Estate Investing: Seven Takeaways After Five Plus Years

82 Comments

How To Buy Treasury Bonds And Why You Should

How To Buy Treasury Bonds And Buying Strategies To Consider

45 Comments

The Ideal Withdrawal Rate For Retirement Does Not Touch Principal

The Negatives Of Early Retirement Life Nobody Likes Talking About

187 Comments

Buy This Not That book cover flat

Why I Wrote A New Personal Finance Book: Buy This, Not That

99 Comments

10 Years Of Fake Retirement Later, Here Are Some Important Takeaways

10 Years Of Fake Retirement Later: The Most Important Takeaways

53 Comments

Why Cash Flow Is More Important Than Net Worth: Focus On What's Real

Why Cash Flow Is More Important Than Net Worth: Focus On What’s Real

64 Comments

Two Levels Of Rich: Mass Affluent And Truly Rich

The Two Levels Of Rich: One Of Which Doesn’t Rely On Index Funds

132 Comments

Who Is Whole Life Insurance For

Reasons To Get Whole Life Insurance Even Though It’s More Expensive

43 Comments

Your Financial Independence Number Is Not Real If Nothing Changes

Your Financial Independence Number Is Not Real If Nothing Changes

63 Comments

Why Invest In Private Funds Even Though They Charge Higher Fees

Why Invest In Private Funds Even Though They Charge Higher Fees

45 Comments

The Problem With Owning Beachfront Property

The Problem With Owning Beachfront Property: The Ocean

57 Comments

How I Finally Got Affordable Life Insurance With No Medical Examine

How I Finally Got Affordable Life Insurance With No Medical Exam

48 Comments

The Best Time To Own The Nicest House You Can Afford

The Best Time To Own The Nicest House You Can Afford

102 Comments

A Roth IRA Conversion Is Probably A Waste Of Time And Money For Most

A Roth IRA Conversion Is Probably A Waste Of Time And Money For Most

104 Comments

Invest In TClarifying The $250,000 / $500,000 Tax-Free Home Sale Profit Rulehe Single-Family Real Estate Boom Without Being A Landlord

Invest In The Single-Family Real Estate Boom Without Being A Landlord

36 Comments

Primary Residence Value As A Percentage Of Net Worth Guide

Primary Residence Value As A Percentage Of Net Worth Guide

102 Comments

The Best Age To Get Life Insurance Based On Logic And Reasoning

The Best Age To Get Life Insurance Based On Logic And Reasoning

36 Comments

How to invest in Middle America real estate now that Donald Trump is president

Focus On Trends: Why I’m Investing In The Heartland Of America

186 Comments

10 Million Dollars: The Ideal Net Worth Amount For Retirement?

10 Million Dollars: The Ideal Net Worth Amount For Retirement?

261 Comments

Fundrise Overview And The Future Of Real Estate

Fundrise Overview And The Future Of Real Estate

43 Comments

The 4 Percent Rule Is Outdated: The New Safe Withdrawal Rate Is 0.5 Percent

The Proper Safe Withdrawal Rate: 4 Percent Rule Is Outdated

385 Comments

The Case Against Meritocracy In School Admissions: Lowell HS Example

Your Chances Of Becoming A Millionaire By Race, Age, And Education

333 Comments

The 30/30/3 Home Buying Rule To Follow

The 30/30/3 Home-Buying Rule To Follow

163 Comments

Recommended Savings Guide By Age

How Much Savings Should I Have Accumulated By Age?

238 Comments

Rent Luxury, Buy Utility as a real estate investor

The Real Estate Investing Rule To Follow: Buy Utility, Rent Luxury

204 Comments

The DIRE Movement Rises

Scraping By On $500,000 A Year: Why It’s So Hard To Escape The Rat Race

665 Comments

FU Money, President Obama

Once You Have F You Money, It’s Hard To Tell Others To F Off!

139 Comments

Browse more posts

Popular Reads

Top 10 Financial Samurai Posts Of 2022

The Best Of Financial Samurai 2022: Just Keep Showing Up

23 Comments

How To Build Passive Income For Financial Independence

Ranking The Best Passive Income Investments

473 Comments

How Long Does It Take To Become A Millionaire?

The First Million Might Be The Easiest: How To Become A Millionaire By Age 30

336 Comments

How to save a lot of money in your pre-tax 401k or SEP IRA

How Much Should I Have Saved In My 401(k) By Age?

1,060 Comments

Average net worth for above average person

The Average Net Worth For The Above Average Person

999 Comments

A Stealth The Rise Of Stealth Wealth: Ways To Stay Invisible From Society If You Have MoneyThe Rise Of Stealth Wealth: Ways To Stay Invisible From Society If You Have Money Solution For Real Estate Investors With Kids

The Rise Of Stealth Wealth: Ways To Stay Invisible From Society If You Have Money

316 Comments

How Much Money Do The Top Income Earners Make?

How Much Money Do The Top Income Earners Make?

1,334 Comments

Explaining why the median 401(k) balance by age is so pitifully low

Explaining Why The Median 401(k) Retirement Balance By Age Is Dangerously Low

192 Comments

Recommended Savings Guide By Age

How Much Savings Should I Have Accumulated By Age?

238 Comments

Cashing Out During The Tech IPO Boom And Retiring To Hawaii

How To Retire Early And Never Have To Work Again

329 Comments

More Popular Articles

Real Estate

How Long Will Rent Increases Last? Some Advice For Renters

How Long Will Rent Increases Last? Some Advice For Renters

58 Comments

Why I love and hate rental property real estate

A Love-Hate Relationship With Owning Rental Property Real Estate

38 Comments

Losing $1 Million In Real Estate Never Felt Better

Losing $1 Million In Real Estate Never Felt Better

19 Comments

Downgrade Your Property Statistics Online To Lower Your Taxes

Downgrade Your Property Statistics Online To Lower Your Property Taxes

38 Comments

Why Market Timing Real Estate Is Easier Than Timing Stocks

Why Market Timing Real Estate Is Easier Than Timing Stocks

13 Comments

The Perfect Time To Upgrade To Your Move-Up Home Is Coming

The Perfect Time To Upgrade To Your Move-Up Home Is Coming

60 Comments

Single-Family Mansion Or Condo Vacation Property At A Resort?

Vacation Property Comparison: Single-Family Mansion Vs. Resort Condo

33 Comments

How To Prevent Your Remodeling Contractor From Holding You Hostage

How To Prevent Your Real Estate Contractor From Holding You Hostage

35 Comments

More Real Estate Articles

Retirement

Freedom May Not Be Priceless: Consider Going To Jail For Money

Freedom May Not Be Priceless: Consider Going To Jail For Money

33 Comments

Federal Poverty Levels (FPL) Guidelines 2020

The Amount Of Money Needed To Retire Early And Live In Poverty

141 Comments

Overcoming The Downer Of No Longer Making Maximum Money

Overcoming The Downer Of No Longer Making Maximum Money

76 Comments

The median income by age and sex in America

Achieving Financial Independence On A Modest Income: $40,000 In Manhattan

75 Comments

More Retirement Articles

Investments

What percentage of Americans own stock?

The Benefits Of Owning Stocks Over Real Estate For Certain Investors

69 Comments

Post-Mortem Analysis Of A Bullish Investment Thesis

Post-Mortem Analysis Of A Bullish Investment Thesis

31 Comments

The FTX Crypto Exchange Collapse And The Lessons We Should Learn

The FTX Crypto Exchange Collapse: Lessons We Should Learn

39 Comments

The Most Bullish Economic Indicator Yet: A Lower I Bond Rate

The Most Bullish Economic Indicator Yet: A Lower I Bond Rate

60 Comments

Why The High-Yield Corporate Bond Spread Is An Important Indicator

High-Yield Corporate Bond Spread: A Good Stock Market Indicator

1 Comment

More Investment Articles

Entrepreneurship

Should You Write A Book? Pros And Cons Of Being An Author

Should You Write A Book? Pros And Cons Of Being An Author

43 Comments

A Regret Minimization Framework Exercise To Help You Move Forward

Conduct A Regret Minimization Exercise To Help You Move Forward

32 Comments

Overcoming The Trough Of Sorrow: That Emptiness Feeling Inside

Overcoming The Trough Of Sorrow: Defeating An Emptiness Inside

50 Comments

More Entrepreneurship Articles

Career & Employment

Do A Cost-Benefit Analysis Before Making Any Financial Decision

Short-Term Thinking Destroys Long-Term Wealth: Do A Cost-Benefit Analysis

21 Comments

When The Elites Go On Strike, We Should Pay Attention

When The Elites Go On Strike, We Should Pay Attention

55 Comments

Your Wealth Is Mostly Due To Luck: Be Thankful!

Thankful For Luck: A Phone Call That Changed My Life For Good

69 Comments

More Career & Unemployment Articles

Mortgages

Was Getting An ARM Before Inflation And Rates Went Up A Bad Move?

Was Getting An ARM Before Inflation And Rates Went Up A Bad Move?

57 Comments

Why Pay Off A Negative Real Mortgage Rate When Inflation Is So High

Why Pay Off A Negative Real Mortgage Rate When Inflation Is So High

48 Comments

Why It's Better To Pay A Small Mortgage Fee Than Get A Large Credit

Why It’s Better To Pay A Small Mortgage Fee Than Get A Large Credit

13 Comments

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