I delayed writing this post for a while partly because I didn’t want to recognize the formal end of my 10-year journey writing on Financial Samurai. I was also waiting for some divine inspiration to figure out what’s next. From 2018 – 2019, several potential acquirers contacted me about selling Financial Samurai. I thanked them […]
Up Next For Financial Samurai: Less Retirement, More Entrepreneurship Read More »
The best time for parents to go back to work is dictated by nature. You don’t have to overthink things too much once you’ve run the financial numbers. Over the past two years, I’ve gotten to know another stay-at-home dad in the neighborhood. Bob has a boy who is also two years old. We try
Nature Will Dictate The Best Time For Parents To Go Back To Work Read More »
The secret to your success is not giving up. I strongly believe if you do one hard thing for 10 years in a row, you will achieve results far beyond your expectations. Don’t quit before giving your effort a chance to produce amazing results. Talent is overrated. Grit is underrated. My belief of working on
The Secret To Your Success: 10 Years Of Unwavering Commitment Read More »
1, 2, 3 panic! The stock market meltdown of 2020 has taken us all for a ride. Thanks the coronavirus pandemic, the stock market meltdown will likely come back. Then the 2022 stock market meltdown happened again. It’s a good thing that most of us are super savers, have a diversified net worth, actively rebalance
Stock Market Meltdown Implications For Everyone Read More »
Revealing your financial independence plans too soon is a mistake. As the pioneer of the modern-day FIRE movement who has established FIRE rules, premature revelation is a no-no! When I started Financial Samurai in July 2009, I only told my Japanese colleague who sat next to me, nobody else. I didn’t want any colleagues who
Warning! Beware Of Revealing Your Financial Independence Plans Too Soon Read More »
With the 2-year yield higher than the 10-year yield, the yield curve has officially inverted as of 3Q2019 and again in 1Q2020 due to the coronavirus pandemic. The yield curve continued to be inverted in 2024 due to aggressive Fed rate hikes. History has shown us, once there’s an inverted yield curve, there’s a high
The Inverted Yield Curve And A Recession Could Be Extremely Positive Read More »
Are you wondering when to sell an investment property? If so, you’ve come to the right place. I have owned investment properties since 2003 and I’ve also sold two investment properties before – one in 2017 and another in March 2025. Currently I still own four investment properties and will consider selling another in the
When To Sell An Investment Property: Every Indicator To Consider Read More »
The worst type of debt is consumer debt. And most consumer debt is paid for using a credit card. With the average credit card interest rate in the mid-to-high teens, consumers with revolving credit card debt are often stuck in a negative death spiral. One reason why consumer debt is so bad is due to
Paying The Average Credit Card Interest Rate Will Keep You Poor Forever Read More »
If you want to get rich you need to go where the highest paying jobs are. The highest paying jobs come from the fastest growing, economically strongest companies. The best city in the world to make money is San Francisco hands down. Getting rich, like dating, is a numbers game. If you’re in a room
The Best City In The World To Make Money: San Francisco Read More »
The last thing any couple should want to do when they start a marriage is get buried in debt and stress. Debt and financial stress can break relationships down. Instead of creating unnecessary anxieties, have a budget wedding and start your married life on the right foot! What’s the average wedding cost in the US
Have A Budget Wedding! The Average Wedding Cost Is Too High Read More »
