After publishing my post, Here’s How Much Money You Need To Retire Early And Live In Poverty, several readers were offended because the definition of poverty was too high. They commented that my premise was absurd and that they live quite comfortably or think they can live quite well on the income levels I highlighted. […]
The Definition Of Poverty Might Be Too Rich: Time For An Adjustment Read More »
Whenever you buy something, it’s good to ask yourself whether to pay by cash or credit card? There are pros and cons of each. This article will highlight which way is best to maximize your finances. Let me start with an example of whether to pay cash or credit card when doing some car maintenance.
Pay By Cash Or Credit Card? Deciding The Best Way To Save Money Read More »
Building a blogging business and making money from blogging is one of the most attractive opportunities in the new decade. Buying blogs makes a lot of sense post pandemic. Believe it or not, buying blogs and selling blogs can make you a good amount of money! A blog can be a very lucrative business, especially
Buying Blogs, Selling Blogs: How I Built My Blogging Business Read More »
Universal life insurance is a type of permanent life insurance policy. A permanent life insurance policy is a policy that lasts a policyholder’s entire life. There is a death benefit paid out to beneficiaries and a cash value that builds up over time. Universal Life insurance is one of the most popular types of permanent
Universal Life Insurance: A Type Of Permanent Life Insurance Policy Read More »
If you can make it in Hawaii, you can make it anywhere. Hawaii is one of the best places to live, but it’s expensive and the pay is low. The median home price in Honolulu, for example, is roughly $700,000 in 2025. Honolulu is my preferred destination, but it is expensive. But at least it’s
If You Can Make It In Hawaii You Can Make It Anywhere Read More »
Real estate is my favorite investment asset class to build wealth for regular folks. For hundreds of years, real estate has built tremendous wealth for millions of people. I don’t expect this trend to ever change in our lifetimes. Today, investors can invest in high quality residential and industrial real estate across the country with
Real Estate: My Favorite Investment Asset Class To Build Wealth Read More »
In The United States, an accredited investor is someone who has a net worth of at least one million dollars, excluding the value of their primary residence, or has income of at least $200,000 a year for the last two years or $300,000 together with a spouse, with the expectation to make at least as
Is The Definition Of Accredited Investor Fair? Read More »
If you were to guess what the average new car price is nowadays, what would you guess? I guessed $25,000, since my Honda Fit is sweet for an economy car and only costs $19,600 new. Given I’m frugal, leaving a 20% upside pricing buffer seemed logical. Too bad I was way off! According to Cars.com, the
The Average New Car Price Is Unbelievably High Read More »
Have a teenager? Get an umbrella insurance policy asap if you don’t want the risk your teenager bankrupting you. Yes, you love them, but they can put your finances at risk due to all the trouble they get into. Even though my kids are young, I’m not waiting for their teenage years to get insured.
Get An Umbrella Insurance Policy – Your Teenager Is Going To Bankrupt You Read More »
Following the easiest real estate investing strategy will make you a wealthy person over time. As a real estate investor since 2003, I want to now share this real estate investing strategy with you. Ever since selling an SF rental property in 2017, I’ve been a happier man. Not having to deal with disrespectful tenants
The Easiest Real Estate Investing Strategy To Build Wealth Read More »
