If there’s one thing we can appreciate from the Occupy Movement, it’s a fantastic slogan that emerged saying, “Shit Is Fucked Up And Bullshit!“ There’s something about this slogan that resonates with me, and perhaps with many of you. I’ve found myself saying this in my head a lot recently. I’m not sure if I’ve […]
Shit Is Fucked Up And Bullshit Read More »
One late payment can kill your credit score. Therefore, it is very important for you to be diligent and pay all your bills one time. The higher your credit score, the easier it is to access credit (borrow money). In addition, you get to borrow money at a lower rate. FICO gave a small peek
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This is the Financial Samurai 1Q2018 investment update and outlook. Hopefully everyone got some laughs this April Fool’s! It’s always good to poke fun at yourself once in a while to stay grounded. Yes, Twitter is indeed like high school where there are gang ups, non-stop gossiping, and outbursts of hormonal rage. One of the
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Let me introduce to you the next best frugal site: Frugal Wonderful! A buddy of mine who so happens to be a very successful frugal blogger gave me some incredible advice recently. He said, “Sam, you’re doing it all wrong focusing on the mass affluent / aspirational niche. Instead of writing about investing, entrepreneurship, and
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London is the most expensive city in the world. My city of San Francisco doesn’t come close! I’m currently buying as many ocean view homes as possible in San Francisco because they are so cheap compared to London! Recently, I hopped over to the United Kingdom to meet some friends and perspective clients in London
London, UK: You Are The Most Expensive City In The World! Read More »
Income producing assets is what it’s all about in a low interest rate environment. Eventually, interest rates will come down again and risk asets will increase in value. There was surprisingly little debate regarding my passive income investment rankings. Figuring out the five factor scores for each of the seven investments took about 10 hours
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There are growing concerns that the bull market has come to an end in 2024 and it’s now time to take profits. Downturns seldom ever last for just 6 – 12 months. It’s never worth raising some cash to live to see another day. I finally sold my rental house in San Francisco that went
Should I Take Profits And Sell Stocks? You Can Never Lose If You Lock In A Gain Read More »
When it comes to growing your net worth, having extreme net worth targets by age, income, and work experience is a good idea. Even if you can’t reach the extreme net worth targets, you will likely have pushed you harder had you not had such aggressive goals. Most people don’t have any net worth targets
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After publishing, Financial Independence: Maybe You Don’t Want It Bad Enough, most of you agreed that paying back your debt is the right thing to do. The post has some tough love because it doesn’t support those who just blame the system or someone else for their problems. We should own up to our financial mistakes. It’s much
How To Get Everybody But Yourself To Pay For Your Financial Mistakes Read More »
In my post discussing how managing your family’s money can be a full-time job, I reveal how I didn’t realize my wife’s SEP-IRA account was sitting on 25% cash for who knows how long. With so many accounts to manage, this mistake ended up costing us several thousand dollars in opportunity cost. As a result,
Your Investment Mistake May Actually Be An Investment Win Read More »
