Given older women refuse to talk to me, I decided to have a couple conversations with two lovely, younger women about personal finances one night out of town. Nothing gets a woman going like a man who can talk about derivative investments!
Woman one – let’s call her Amanda – is in her mid 20s and is currently going through a quarter life crisis. She recently broke up with her boyfriend in Los Angeles and moved back to Miami to be closer to family and childhood friends. Amanda is currently unemployed, has less than $2,000 in savings, and has roughly $50,000 in credit card debt thanks to a lavish lifestyle she and her ex led for two years. She has a marketing job offer in Chicago from one of her male suitors, but she’s putting it on hold as she really wants to find something in Miami. Amanda comes from an upper middle class family who own multiple properties around the world. Despite her parent’s ability to financially support her, Amanda says she doesn’t want to rely on her parents for anything except for moral support.
Woman two – let’s call her Victoria – is in her early 30s. She’s a manager at a large consumer products company and pulls in a low six figure salary in San Francisco. Victoria can financially support herself and is currently dating a wealthy boyfriend. She has always been the studious type, graduating in just 3.5 years from a prestigious university. Her parents never spoiled her with much of anything because they come from a lower middle class background. In fact, Victoria regularly sends her parents money to help them instead. Victoria believes she’s found the one, although she’s frustrated her boyfriend has to travel so much for work. Her boyfriend is also relatively good looking with the ability to make anyone feel at ease, so she’s worried she won’t be able to hang on to him.
Amanda and Victoria are as different as can be. Amanda loves to dress in expensive clothes, drink, and party it up until 3am several days a week no problem. Victoria, on the other hand, is Target’s biggest fan and would much rather stay home and watch a good DVD while curled up on the sofa. Where Amanda enjoys being the center of attention where men buy her drinks, Victoria does not. Victoria would rather have a glass of wine and get into deeper conversation at a lounge with her friends. Both have no trouble attracting men thanks to their good looks and vibrant personalities. But both of them deep down would prefer to be done with the game of dating and find their rock.
So it was with great interest to hear how each would respond to the question:
“If you were broke, deep in debt, or unemployed, would you settle for a less than ideal partner you were not physically attracted to if they promised to take care of all your money problems?” I went on to describe, “The partner is a gentleman who you get along with just fine. You won’t have gut busting conversations where you cry for joy, but you’re able to sit in silence for half an hour to enjoy the scenery and also be able to talk to him for an hour non stop about life. ”