How To Get A Rich Man To Be Your Boyfriend Or Husband

"She said she'd never let me go."

“She said she’d never let me go.”

Out of the 140 million tax returns filed in the United States every year, about 1.4 million make an adjusted gross income of over $380,000 a year. Now imagine if there were 1.4 million undead zombies roaming the country. They’d be everywhere!

Most would agree that a top 1% income is rich wherever you live. However, some will say you’re just middle class if you’ve got to pay for private school tuition in cities such as San Francisco, New York, Paris, and London! Given it is one of our mantras to always describe ourselves as middle class, being called financially average is a blessing.

Regardless of what your true financial definition of rich is, your mission if you choose to accept is to lock down one of the 1.4 million+ rich people the IRS knows about to marry you. The one tautology about money is that once you have money, you don’t worry as much about not having money. And when you worry less about money, you get to fight more about all the other joys in a relationship.

This article will provide some insights into how single men with over $380,000 a year in income or net worths of over $1 million dollars think about women and marriage. Once you understand such a man’s fears and hopes, you are well on your way to living the good life!


How Amazing Is Your Fabulous Life? Understanding What Is FOMO

FOMO With FriendsA news reporter chased me down on the Upper West Side the other day asking whether I could share my thoughts on FOMO. I had no idea what he was talking about.

FOMO, you know, the fear of missing out! Doctors are diagnosing kids with FOMO more frequently nowadays because schools aren’t allowing kids to have their smartphones in class all day. They start to suffer from anxiety and lack of concentration for not being able to keep up with what their friends are doing,” the reporter explained.

My initial reaction was, “Oh, the cruelty!” for not allowing a smartphone in class. When I was in business school, the only way I could get through the torture of Operations Management class was to play online poker tournaments online! My phone and laptop allowed me to feign supreme concentration as I practiced my poker face. Shhh, don’t tell my professor.

The skeptic in me kicked in as I asked the reported, “C’mon, FOMO. Really? Just another new catchy term for an age old affliction coined by therapists to make some extra bucks. How can there really be FOMO when everybody on Facebook is always on permanent vacation? Friends are always checking into wonderful restaurants and clubs on Foursquare, which of course is connected to Twitter and then back to Facebook just to make sure everybody knows what they’re up to. Our amazing lives are fabulous!”


If You Were Broke, In Debt, Or Unemployed Would You Settle For A Less Than Ideal Partner To Save You?

Stripped down bike with nothing leftGiven older women refuse to talk to me, I decided to have a couple conversations with two lovely, younger women about personal finances one night out of town. Nothing gets a woman going like a man who can talk about derivative investments!

Woman one – let’s call her Amanda – is in her mid 20s and is currently going through a quarter life crisis. She recently broke up with her boyfriend in Los Angeles and moved back to Miami to be closer to family and childhood friends. Amanda is currently unemployed, has less than $2,000 in savings, and has roughly $50,000 in credit card debt thanks to a lavish lifestyle she and her ex led for two years. She has a marketing job offer in Chicago from one of her male suitors, but she’s putting it on hold as she really wants to find something in Miami. Amanda comes from an upper middle class family who own multiple properties around the world. Despite her parent’s ability to financially support her, Amanda says she doesn’t want to rely on her parents for anything except for moral support.

Woman two – let’s call her Victoria – is in her early 30s. She’s a manager at a large consumer products company and pulls in a low six figure salary in San Francisco. Victoria can financially support herself and is currently dating a wealthy boyfriend. She has always been the studious type, graduating in just 3.5 years from a prestigious university. Her parents never spoiled her with much of anything because they come from a lower middle class background. In fact, Victoria regularly sends her parents money to help them instead. Victoria believes she’s found the one, although she’s frustrated her boyfriend has to travel so much for work. Her boyfriend is also relatively good looking with the ability to make anyone feel at ease, so she’s worried she won’t be able to hang on to him.

Amanda and Victoria are as different as can be. Amanda loves to dress in expensive clothes, drink, and party it up until 3am several days a week no problem. Victoria, on the other hand, is Target’s biggest fan and would much rather stay home and watch a good DVD while curled up on the sofa. Where Amanda enjoys being the center of attention where men buy her drinks, Victoria does not. Victoria would rather have a glass of wine and get into deeper conversation at a lounge with her friends. Both have no trouble attracting men thanks to their good looks and vibrant personalities. But both of them deep down would prefer to be done with the game of dating and find their rock.

So it was with great interest to hear how each would respond to the question:

If you were broke, deep in debt, or unemployed, would you settle for a less than ideal partner you were not physically attracted to if they promised to take care of all your money problems?” I went on to describe, “The partner is a gentleman who you get along with just fine. You won’t have gut busting conversations where you cry for joy, but you’re able to sit in silence for half an hour to enjoy the scenery and also be able to talk to him for an hour non stop about life.


Dealing With The Fear Of Being Alone Forever

Old Fort MallorcaWhen I went to Switzerland this summer I had plenty of time to contemplate living life alone. There was nobody to call in Zurich to hang out with until the wee hours of the morning. I couldn’t share a walk along the romantic Chapel Bridge at sunset in Lucerne. Nor could I experience with someone the amazingly steep Mt. Pilatus Railway that arrives at the top of Obwalden. Every experience is locked up in my memory. What a shame words nor pictures can do them justice.

Although a week of traveling alone isn’t a long time period at all, I’ve realized I fear being alone as much as I fear being broke. I did everything I could after high school to make sure I wouldn’t have to depend on anybody to survive. I’m not sure I can say the same for finding companionship since my family has always been there. It’s like I’ve taken them for granted. I’ve also never not been in a relationship since college as luck would have it.

If I didn’t take companionship for granted, I’d probably be a nicer, more patient person. I’d probably exercise more and eat less lemon meringue pie. I might even try and learn some jokes. Alas, I’ve got a ways to go.

Popping over to Mallorca after Switzerland with nine other people in a villa only buttressed such fears of loneliness. We literally went out every single night to unspoken amounts of fun. We’d sleep in the next morning, make us some jamon with slices of honeydew by the pool for brunch, hit the clay courts after and then relax on a nearby beach before going out all night again. It was one extreme to another, neither of which I could handle for an extended duration of time. But if I were to choose, I would select being surrounded by interesting people any day.


How Can You Tell If A Guy Is Rich If He Displays Little Material Wealth?

Sailing At Sunset In MallorcaIf you shack up in a house full of men and women as I did in Mallorca, there will inevitably be conversations about the other side. Men want to learn more about how women really think in order to get more women or at least find one perfect woman to treat right.

I imagine it’s the same for women, although men are much easier to figure out. All we want to do is cuddle, give you foot massages, and make pancakes while you’re still in bed every morning. Is that really too much to ask?

One woman, let’s call her Chica Bonita, recently went through a divorce. Money, the number one reason for marital breakups was unfortunately one of their main reasons as well. Perhaps they had spending differences or perhaps the economy was unkind to two budding successes in their respective fields. I didn’t want to dig.

When I asked her whether she’d go out with a not-so-rich fella again, she said, “Absolutely. But can he at least be attractive?” Fair enough. Who doesn’t want to go out with a good looking beefcake? But by the end of our enormous plate of paella con mariscos and bottle of rosé she changed her mind. “OK, I’ve decided I’m only going to be with a rich guy in the future because breaking up over money problems is terrible! I did the whole poor fella thing and never again.


Do You Suffer From Apathy? Here’s How To Care Again

Swiss Flag Waving In Mountain RangeEverybody warned me about the incredibly expensive prices in Switzerland and for that reason I found things to be just fine. I caught myself saying in my head, Is that it? a number of times I opened my wallet. For example, the cost of a one way train ticket to Lucerne from Zurich was only 20 CHF (~$22 USD). Is that it? The cost per night at the Hotel Pilatus in a quaint town called Hergiswil was only 120 CFH. Is that it? Even a plate of gooey raclette was only 9.5CFH, leaving me more than good enough to get three scoops of gelato for 5 CFH afterward!

I decided to visit Switzerland for three reasons: 1) I’ve never been and heard Switzerland to be one of the most beautiful and livable countries in the world, 2) To test the upper limits of what my income can comfortably afford and 3) To get firsthand experience about Swiss neutrality, which I find synonymous with apathy.

The first things that comes to people’s minds when they hear the word, “Switzerland” are chocolate, mountains, and cheese. There aren’t any sort of negative connotations about the country except for perhaps the high prices. Try the same exercise with North Korea, and you get a completely different set of nouns and adjectives. What we also don’t get from Switzerland is any feeling of emotion due to its neutrality.


Is There Someone For Everyone? In Search For Love In Chaos

is there someone for everyoneSeven billion people in the world are split 50/50 between women and men. Surely there’s someone out there for us all? Maybe we get it wrong the first 10 people we date. Or maybe we think we get it right the first try only to end up divorcing several years later. Whatever the case may be, I believe there are multiple “the ones” out there for us to find. If we end up lasting with that person for the rest of our lives, then clearly there is only one.

The thought of living life alone is somewhat frightening. I wonder if this is part of the reason why we have children? We’d like to increase our chances of always having loved ones around us until we are gone. I do feel optimistic that if I were to find myself coming home to an empty bed that I would have the gumption to find someone eventually. But who really knows?

I’ve witnessed seemingly normal, decently attractive people miss their golden window for finding someone. We can argue how big the golden window is, but the fact remains that most people go through their first serious relationship before their mid 30s. I do hope that age is just a number.

We love to talk about how our 30s is the new 20s, yet our biological clocks don’t agree. 35 is still the age where doctors warn about an exponential increase in child birth risks. If a woman doesn’t want to have children, then who really cares? But the anxiety, however small, is still there. Maybe a woman who doesn’t want to have kids will find some incredible man who changes her mind and vice versa. Relationships have a funny way of softening the most adamant thoughts.


New Ways To Stay Connected With Financial Samurai And Feedback Needed

stay connected Financial SamuraiDear FS Community,

For those who subscribe to Financial Samurai via Google Reader RSS please sign up for a new RSS service such as Feedly which should automatically import your existing RSS subscriptions. Google Readers is about to go kaput on July 1, 2013. Another popular RSS service is Bloglovin.

For those who receive Financial Samurai content via e-mail, later today I will be transporting the existing e-mail subscriber base from Feedburner’s email service to Aweber, another e-mail subscription service, which will perform the exact same function. Existing e-mail subscribers: you will get an email alerting you to reconfirm your subscription the Financial Samurai RSS email list, please click on the link in that message to continue receiving RSS over email. During the transition you may receive one duplicate notification. New readers can simply click here to start subscribing over e-mail.

Finally, I’m starting a private newsletter that will go out once a quarter with some special insights into online entrepreneurship, passive income generation, career hacks, special offers and prizes. This exclusive content will only be published in these newsletters and not on the site. For those who would like an even more intimate look behind the scenes please click here to subscribe to my private newsletter or use the form to the right.


Should I Get An MBA To Find A Wealthy Husband Or Wife?

Average MBA Salaries From Top SchoolsThe following post addresses a long-time reader’s question of whether she should go to business school to find herself a wealthy husband. Just recently the search term “go to MBA to find wealthy husband” also appeared on my Google Analytics dashboard as well. Women seem to hate me for writing articles on relationships, yet they still continue to inquire anyway. These posts take time to write and opens me up to all sorts of abuse, so the next time you’re in San Francisco, steak dinner on you! Hope you enjoy!

Why bother working hard all your life for a chance at financial freedom if you don’t have to? Instead of directing all your energy to making more, saving more, and investing wisely, it might be a better use of your time to identify where the wealthy and the potentially wealthy hang out.

Let’s say you are sick of your 30 year old Super Motivated Boyfriend (SMB) because he’s more focused on his career than you. He cocked things up in his 20s by partying too much and is now playing catch up if he ever wants to “be somebody” in today’s society. Meanwhile, here you are, a lovely 27 year old woman who just wasted the past two years of your life on this commitment-phobe. What to do?

Go to the most prestigious business school possible of course! For example, my fellow MBA classmates from Berkeley all earn six figure salaries with seven figure net worths seven years out and Berkeley isn’t even in the top 5. Their ages range from 35-40 and all of them are also married. (See: How To Make Six Figures At Almost Any Age)


Why Are Asians Ignored By The Media, Research Institutes, And Politicians?

Hong Kong SceneryAccording to a new study by the Urban Institute, the wealth gap among Whites, Blacks, and Hispanics has continued to increase. Before the recession, White families, on average, were about four times wealthier than non-White families, according to Federal Reserve data. By 2010, White families were about six times as wealthy. The most recent data shows the average White family has about $632,000 in wealth, versus $98,000 for Black families and $110,000 for Hispanic families. But what about Asian families?

Last I checked, there are 4.3 billion Asians in the world, making up 62% of the world’s population. What’s surprising is that only around 5% of the American population is Asian. If there’s only 16 million people to sell to out of a country population of 310 million, no wonder why nobody really cares about Asians. Money talks!

When you grow up attending international schools, living in the Spanish house in college and working in Manhattan and San Francisco, it’s very hard to accept a world where there isn’t much diversity. 33% of San Francisco’s population is Asian for example. This post will attempt to understand why Asians consistently get ignored by researchers, politicians, and the media. I’ll also offer solutions as to how Asian Americans can gain more coverage.